Can someone look this over please SOA

get_me_out

Heres my breakdown
2 Adults, 2 children and 2 dogs.

Incomings
CB 125.00
CTC 398.88
WTC110.20 paid to partner
Partners 944.66

Total in 1578.82

Out goings
rent 320.00
housekeeping 476.66
elec/gas 172.00 prepayment meters
water 45.50
phone 30.00 -mobile as I have no landline bt is a creditor
travel 132.16- work partner, kids school etc NO CAR.
clothing 80.00
Council tax 119.00

Other (box under)
Contents insurance 10.00
Tv 21.66
Children activites 40.00
C.tax arrears joint 60.00
rent arrears 13.00

Total out 1519.98

Left 58.84

Is it the forms from the OR that allows more details like hair dressing etc... seams very little space on court docs.

tigerfeet2006

get_me_out wrote: »

Heres my breakdown
2 Adults, 2 children and 2 dogs.

Incomings
CB 125.00
CTC 398.88
WTC110.20 paid to partner
Partners 944.66

Total in 1578.82

Out goings
rent 320.00
housekeeping 476.66
elec/gas 172.00 prepayment meters Is there arrears on these? Is the bill in joint names?
water 45.50
phone 30.00 -mobile as I have no landline bt is a creditor
travel 132.16- work partner, kids school etc NO CAR.
clothing 80.00
Council tax 119.00

Other (box under)
Contents insurance 10.00
Tv 21.66
Children activites 40.00
C.tax arrears joint 60.00 Are you both going BR? If so then do not include. If just you still don't include.
rent arrears 13.00 Ditto
Hair £10 per adult, £5 per child
Holidays £40
Total out 1519.98

Left 58.84

Is it the forms from the OR that allows more details like hair dressing etc... seams very little space on court docs.

Just put extra's in the drop down box. If it is just you going BR then just put your income down and your partners contribution down in the box that ask's if antone else contributes. This does not have to be full wage etc. Just minus any debts they pay and put that. As long as it is proportional and fair.

Bits in red just what stands out at the moment. Will have another look when I'm not so tired.

dalip

get_me_out wrote: »

Heres my breakdown
2 Adults, 2 children and 2 dogs.

Incomings
CB 125.00
CTC 398.88
WTC110.20 paid to partner
Partners 944.66

Total in 1578.82

Out goings
rent 320.00
housekeeping 476.66
elec/gas 172.00 prepayment meters
water 45.50 Is this over 8 mths? if so your total bill for the year needs to be divided by 12mths
phone 30.00 -mobile as I have no landline bt is a creditor
travel 132.16- work partner, kids school etc NO CAR.
clothing 80.00
Council tax 119.00 Same here as water

Other (box under)
Contents insurance 10.00 This seems low?
Tv 21.66 Again over 12 mths this should be about £12
Children activites 40.00
C.tax arrears joint 60.00
rent arrears 13.00

Total out 1519.98

Left 58.84

Is it the forms from the OR that allows more details like hair dressing etc... seams very little space on court docs.

These queries above along with what TF has said. Are you both going bc or just you?. If just you do you have any income?. Need just a few more details to make sure we get your i&e spot on.D

PS you also need to round the £'s up or down to the nearest £.

december

Hi,
Just a quick one from me, how about pet insurance?
December

fiveyearplan

Hi GMO - do you have your own income and is it just you going BR or you and partner? These questions really need to be answered if you are to get the correct advice.

get_me_out

Hi

Thanks for comments I will try and answer.

Gas & Elec are prepayment and yes 30.00 of this is arrears. But with increase in fuel costs I expect it won't go down much. As these are prepayment and the debt will be in BR, they Scottish Power. Tell me it takes 4 top ups to cancel the debt on the meter.

Water is over 12 months, moved house and rates here are really high.

Contents insurance is with local council hence low.

TV licence is on easy entry pay scheme on weekly card. Drops end of September. Have to pay full licence over 6 months hence high.

Council tax is joint names. Yes over 12 months.

Rent arrears is actually 20.00 a month again joint.

I do have pet insurance yes forgot that I thought it would have to come from housekeeping.

OK amended, only me filing BR. Hubby worried about me amending forms as my CAB advisor did them. Said I should leave them alone. But I want them right, can't risk a payment order. I'm not working due to panic attacks and medication. Only have child tax and child benefit.

Incomings
CB 125.00
CTC 398.88
WTC110.20 paid to partner
Partners 944.66

Total in 1578.82

Out goings
rent 320.00
housekeeping 477.00
elec/gas 172.00 prepayment meters
water 45.00
phone 30.00 -mobile as I have no landline bt is a creditor
travel 132.00- work partner, kids school etc NO CAR.
clothing 80.00
Council tax 119.00

Other (box under)
Contents insurance 10.00
Tv 21.66
Children activites 40.00
C.tax arrears joint 60.00
Rent arrears 20.00


Pet insurance 24.00
Hairdressing 30.00

Total out 1574.00

Left 4.82

dalip

If you are not working then you won't get an IPA. The OR only looks at your DH contribution to the household expenditure not his income so don't worry.Are you likely to be/start working in the nxt 12 mths or so if not does not really matter what you put on your i&e you won't get an IPA.Looks ok to me.Another point is the OR does not take benefits into account when working out you income,but you still have to include it;) .D

get_me_out

Thanks dalip, I was getting worried about amending forms. I will add pet insurance and hair onto my copy. So when speak with OR I can add them if asked.

I do have a co op account in my name alone. Was set up ready for BR, as bank joint with hubby. Moved my tax credits into it last week. So will have 3 payments showing when I go to BR. Will this be a problem?? I also have a basic post office card account used for child benefit. Never anything left from each as we use this for food shopping and travel.

betterlatethannever

Those payments won't be of interest to the OR. He'll be able to see that they are TC from the info he has.
They are never interested in PO accounts as only benefits can be paid in to them.
You'll be fine..:D