Pre-existing conditions (BUPA) -any loopholes?

jones78

Hi people
REALLY need some advice, I have 'free' BUPA cover with work, and recently had to have a hopsital test done. When I phoned them, they said as I'd only been with the scheme a couple of months I would need to have a full medical report done, and assessment of whether or not I was eligible.
The test I was having was partly related to a pre-existing condition, and I had experienced symptoms before my cover began- therefore according to the policay rules, likely to be not 'eligible'. I couldn't be bothered with the hassle of getting doctors report etc and ended up just booking it myself - and forking out £700!!

Are there any policies that allow for pre-existing conditions? It's not a serious condition I have, but something had a minor op. for last year. I may need to have this minor op repeated this year and I'd been keen to find out ways I can save money if I have private treatment.

Please help!

Thanks for reading
M.Jones

*MF*

Hi jones78 ...

You have asked the same question in two different places (not a problem in itself) but so you know I have placed my reply (for what its worth) in the first post I came across, here:

http://forums.moneysavingexpert.com/showthread.html?t=1071267

I am posting this note so that other members who may also wish to reply can use one thread, otherwise it can become confusing for everyone, not least maybe yourself.

Hope this helps ...