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Hypno's recession busting debt diary.....

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  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you.
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    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    thanks beanie......gobsmacked, I was :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    hypno, did you have to call up vernonsto get your money back?
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    not yet - I have only just got in from my meeting.......will head off to look now!

    Edit: that is a good start - hopefully the APR will stay low too! Fingers crossed.

    Don't want to count my chickens but it is certainly promising!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    congrats on buying the chinese i thought for one shuddering minute you wouldve put it all on the debt .....but you deff deserve some treat and chinese just hits the spot other things dont ....
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    benbenandme wrote: »
    hypno, did you have to call up vernonsto get your money back?

    It is on my list of things to do......I was so excited with the tax credit thing and making the payment to HSBC that I forgot about the other stuff :o

    Did you get yours? Did you get the bonus as well as your initial deposit back?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I haven't called them yet lol, might try it now :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    elantan wrote: »
    congrats on buying the chinese i thought for one shuddering minute you wouldve put it all on the debt .....but you deff deserve some treat and chinese just hits the spot other things dont ....

    Well, we got back £3531, so I kept the £31 which paid for the chinese and paid the rest off double quick!!! The chinese was lovely - it seems like ages since we had a takeaway rather than a "make at home" one!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    benbenandme wrote: »
    I haven't called them yet lol, might try it now :D

    Ooh, good luck! The hopes of a DFW nation depend on you......:D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yeah but i know how good you are at getting things down i just had a shuddering feeling lol .... and although i have to say i do like shop bought ones occasionally have to admit hubby's is nicer ...but either way chinese rocks ....i'm sure the squares are reducing quick time ....really chuffed for you all
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