Earning over £100,000 a year and can't get a mortgage?

lostinrates

I don't really understand why taking about his income is so bad?

We are on a site concerned with money saving, we discuss the nitty gritty of house prices (also a personal wealth indicator, however inacurate) and the money someone could or coud not save or has saved, or has paid off.

I might be biased though, I have also stated what DH is earning etc etc both in the property forum and the mortage bit, to ask for advice.

Quite franky I don't see someone's income as a reflection of the type of human being they are, so it doesn't bother me if someone ears minimum wage or fifty times that but I am interested in money. While I see it might be seen as crass to be perceived as boasting (alhough that is not how I read the comment) I think it shows a similar fixation with money to be worked up about someone else's earnings as it does to inappropriatley stating what oneself earns. We all have got to be alittle interested in money...or how would we have got here!

As it happens, I thanked DD this morning because on the back of it I finally got DH to commit to sorting out our income that is extra to his wage.

Dithering_Dad

lostinrates wrote: »

I don't really understand why taking about his income is so bad?

We are on a site concerned with money saving, we discuss the nitty gritty of house prices (also a personal wealth indicator, however inacurate) and the money someone could or coud not save or has saved, or has paid off.

I might be biased though, I have also stated what DH is earning etc etc both in the property forum and the mortage bit, to ask for advice.

Quite franky I don't see someone's income as a reflection of the type of human being they are, so it doesn't bother me if someone ears minimum wage or fifty times that but I am interested in money. While I see it might be seen as crass to be perceived as boasting (alhough that is not how I read the comment) I think it shows a similar fixation with money to be worked up about someone else's earnings as it does to inappropriatley stating what oneself earns. We all have got to be alittle interested in money...or how would we have got here!

As it happens, I thanked DD this morning because on the back of it I finally got DH to commit to sorting out our income that is extra to his wage.

Thanks LIR, as I already posted, someone else mentioned in this thread that they earned £24k and mi'laddo didn't even comment. I mentioned that I earned close to 90k and he's all 'Big man' comments. It's pure and simply a case of jealousy, which is not uncommon on the housing board.

When I first joined MSE, I had over £14k of debts and a job that paid £30k or so. I went onto the DFW board and did an SOA with all my income and outgoings and with a combination of reducing my outgoings (insurance, utilities, etc) and increasing my income (overtime and a pub job), I blitzed the credit card debt. With the debt freedom I took a chance and went contracting, paying myself 80k.

I wasn't embarrassed posting my debt information and smaller salary and I'm not going to be made to feel embarrassed about posting my mortgage reduction success and larger salary.

If people are jealous about how much I earn or how little I pay in tax, then all I can say is that I was exactly like them just over 15 months ago. If I can start a company and do all this then so can they. They need to stop worrying about what other people earn/save and start doing the same themselves.

The trouble is that would they be prepared to live away from home all the time, get up at 4am to fly to Norway or 5am to travel to London and get home at 9pm on Fridays night (or not at all when flights are cancelled). Would they go into a company totally cold, and have the stress of trying to turn a department around within a short space of time. To work constantly out of their comfort zone.

No, it's much easier to just sit back and feel agrieved that someone earns more than they do.

Dithering_Dad

boinging wrote: »

You have a very wild imagination.

No more than yours with the "All hail the big man, earning his big bucks, in his big house and with the big car..." description. Interesting how you're happy to throw your wild assumptions around yet get offended when some of it comes back...

boinging wrote: »

The point I was making was that you could have made exactly the same point on your original post by posting %'s rather laying out exactly what you earn. I doubt you would have done this if you had been earning £18k a year. .

What difference does it make whether I said "I get paid £80k and pay £10k in tax" or "I get paid 40k and pay 5k in tax" or "I get paid 20k and pay 2.5k in tax" or "I pay 12% tax" or "A friend of mine knows someone at the golf club who's mate earns £80k and pays £10k in tax". It's all just textual information provided on an internet forum by an anonymous stranger to other anonymous strangers! My friends and family in the 'real' world have no idea how much I earn, and I intend it to stay that way. You need to learn to differentiate chatting in anonymous internet forum with strangers from chatting in a pub with your mates.

boinging wrote: »

Fair play to you for getting off your derriere and earning a decent living. In our differing ways we are the same, but I chose not to shout about it.

You just have. :rolleyes:

mewbie_2

Dithering_Dad wrote: »

Some stuff

Hi mate. I just wondered if you were at work today, turning round the department while finding the time to post on these forums?

Or is it a much deserved day off?

kate705

bo_drinker wrote: »

Surely the !!!!!! has hit the fan when some goattied bearded tw4t who earns 100k and does not have a deposit can not get some credit. Still he can tell his mates how much he's on, bet he doesn't tell them of the lack of pot to pi55 in he hasn't got. w4nk3r.

:rotfl: :rotfl: :rotfl:

Jonbvn

It would seem that it is not enough for our transgendered pinko guardinista HPC friends for the country to descend into economic meltdown. Now everybodies income and tax deductions must also comply with their own unwritten "ethical" criteria. Sounds like an Orwellian nightmare!

BTW, I earn approximately twice as much as DD ;-)

Dithering_Dad

Jonbvn wrote: »

BTW, I earn approximately twice as much as DD ;-)

Grr, you damned braggard! :rotfl:

mewbie_2

Without wanting to brag, I will let it slip just this once, that I have no need to 'earn' money again. I am now set for the rest of my life, having been fortunate enough to receive and act upon an email from a Dr. Nirando from Nigeria. Can't go into details, but suffice it to say, will not want for anything in the future.

With more apologies.. this time to SomeGreyBloke on YouTube.

FeelingSkint_2

Thats made me laugh......Well all i can say is that if he and his partner earn a 100K+...then i'm a monkeys uncle...I'm sure that chip at chester looked a bit like me..:rotfl:

I think what he meant to say was that me and my partner had a dream that we earned 80K each working 2 days a week as secret agents....

Then he went to bank and told them that he had had a dream that they were earning well over a 100k a year and they laughed them out of the bank...:T :T :T

Bragging...nothing more nothing less....in my opinion....

boinging_2

Dithering_Dad wrote: »

If people are jealous about how much I earn...

...Would they go into a company totally cold, and have the stress of trying to turn a department around within a short space of time. To work constantly out of their comfort zone.

No, it's much easier to just sit back and feel agrieved that someone earns more than they do.

1) There is no point in getting jealous about money, no matter how much you have there is always some one with more...

2) You have no idea what I do for a living.

I never said I was agrieved by how much you earn (see point 1) I was agrieved at your need to post it in the way you did. But you've explained that you feel comfortable doing so and we just have a differing opinon on things. Don't let my comments take you away from your taxing job.