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Does being a pessimist cloud one's vision?
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I don't fear losing things generally, but i would fear losing my home if i owned one, but i think that is more to do with having no one to fall back on more than anything else.In Progress!!!0
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The last thing a pessimists needs is any financial loss, so I suspect some jealousy is harboured agianst fearless types, which is felt accutley when the 'less academically intelligent' person achieve 'lucky' hpi - how can it be that a graduate finds themselves in rented digs, when those oiks that left school at 16 are now sitting on £250k equity!
So are you saying that someone that left education at 16 is fearless
Surely it it those that take on the debt of university that are the fearless ones now ie believe they will earn enough to pay off their student debtsRENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
15 years from now, in terms of life outcomes will it be the case that the uber pessimists will have not achieved as much material wealth as those that just got on with the job of life and cast negativity to one side?
They may very well have more material wealth. To some extent, so what?
OH and I are fortunate - we earn a decent living, and have some capital. So our aim is not to maximise either, but to enjoy life and not worry about money....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
kennyboy66 wrote: »However if I was a first time buyer I would be looking to buy sometime in the next 18 months because in the overall scheme of things if I pay x and the price then falls by a further 5% in nominal terms (or more in real terms), it doesn't really matter in the long run.
I agree with you - picking the absolute bottom is not possible. Avoiding the top is a good idea, though....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
MissMoneypenny wrote: »Surely it it those that take on the debt of university that are the fearless ones now ie believe they will earn enough to pay off their student debts
An interesting point. My university path was a gamble. I took on 11k of student loan. I did an arts degree :eek: . Fear indeed.
I was the eternal optimist though who believed that I'd be one of the miniscule percentage I was quoted at the time who would actually find employment in the field. And I have. And some.
And my yearly loveletters from the SLC will cease in precisely 8 years :rolleyes:0 -
neverdespairgirl wrote: »
OH and I are fortunate - we earn a decent living, and have some capital. So our aim is not to maximise either, but to enjoy life and not worry about money.
I have never worried about money either. There is so much more to life than just money.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
MissMoneypenny wrote: »I have never worried about money either. There is so much more to life than just money.
Do you think attitudes like this are instilled in ones upbringing? I can't help but suspect that a lot of what we're talking about here is profoundly affected by upbringing, and I don't mean whether you were wealthy or not, rather what values and behaviours were learned. Also, whether one adopts these values and behaviours or resists them...0 -
Do you think attitudes like this are instilled in ones upbringing? I can't help but suspect that a lot of what we're talking about here is profoundly affected by upbringing, and I don't mean whether you were wealthy or not, rather what values and behaviours were learned. Also, whether one adopts these values and behaviours or resists them...
I think if you are brought up to work things out for yourself, then everything works out in the end.
Two things I always told my children were:-
Follow your dreams.
You can do what you want in this world as long as you have the guts to see it through.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
Funny that. Thats pretty much what my Mum told (and still tells) me. I think its her complete and utter faith in me that has in turn given me such self belief.0
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the best thing my mother ever taught me was 'never let anyone else tell you how to think'It's a health benefit ...0
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