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Calling kicking k

Hi Klare

Just wondering if you are around and whether you have got any further with your debt management. Hope it is going well for you.

Best wishes tondella
Debt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 2008

Comments

  • klare_2
    klare_2 Posts: 281 Forumite
    hi there....
    lol like the subject of your message... havent been on for a while as am busy working full time and doing some for a text company as well... oh that and looking after 4 children and the other half!!!
    As for the debt, its still there arrrrrrggggghhhhhhhh. things are definately a bit more sorted but it is going down SOOOOOOOOOO slowley. I will be about 100 by the time its gone!!! At the moment im feeling a bit better about it mainly because its been a while since we've had any hassley letters and phonecalls so im not dreading the post in quite the same way. Me and the OH still argue like mad about it all but thats envitable when you have no money to do anything at all!!
    Anyway, I have to crack on with some work.. thankyou SO much for asking after me and would love to hear how things are at your end too
    :)
    :EasterBun ...what more do I need to say?!
    its all in the name of medical science.
  • Tondella wrote:
    Hi Klare

    Just wondering if you are around and whether you have got any further with your debt management. Hope it is going well for you.

    Best wishes tondella


    Hi Tondella, just checking did you mean me there is two klare's here lol
    if not im sorry if so
    ive been away ive just got back from somerset as my dad died yesturday however i did call CCCs and i have wrote all the letters and got my new bank accounts sorted but ive not posted letters yet i wanted to be back in leicster before the creditors started to contact me and i needed to get through the weekend too
    thanks for asking i promise to keep you updated
    hope you are well too
    lol klare xx
    LIGHT BULB MOMENT, JUST IN THE NICK OF TIME!

    DEBT JAN 2006 £83000:eek:
    DEBT MAY 2007 £40000 :eek:
  • Sorry about your dad Klare xx
    Mortgage-free wannabe!
  • Tondella
    Tondella Posts: 934 Forumite
    Hi Klare(s)!

    I was after kicking kay but it's always good to hear that fellow money savers are getting on. Klare, I'm so sorry to hear about the loss of your father, it sounds as though you were able to be with him, I hope that it was peaceful. So it's particularly impressive that you've managed to continue with your debt management, good luck with that and just remember to give yourself some time to yourself over these weeks.

    Queen of debt Klare, I'm really pleased that things are going well for you, it must feel great to start to gain control of your finances and not have to dread the post. This has been my first full month of budgeting and I've learnt a few lessons. I feel i've really made progress with my food shopping, which was one area that I was concerned to get under control, but I have overspent my travel budget and the little things I have bought over the month (extra wool for a knitting project, birthday present etc) have meant that I have spent all my spending allowance. However I have managed to make it through the month without overspending in total having transferred £370 to my debts at the start of the month. Next month I plan to continue reducing my food shopping budget, start getting some Christmas present shopping and look around for a part time job. I was hoping for a position at Sainsburys but they're only recruiting from mid-November, M&S are currently advertising and pay £5.98 per hour in london, but I think it will be heavy on the weekends which is the only time i get to see my boyfriend :(
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
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