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Do i need a utility bill in my name to get a mortgage?
Comments
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You have the answer in your first post. DVLA and Bank statement! Job done!
When you apply the statement can be no older than 3 months. If you want you can use your Passport as ID and DVLA as proof of address.
0 -
Thanks for all your responses,
The consensus seems to be that I do not need a utility bill as this will not make a huge difference.
The worst case scenario seems to be two forms of ID for personal verification and 2 for address verification.
I have my passport and drivers license for personal verification. I have my bank statement (3 different banks), credit card statement (2 different banks - will that make a difference that it is from different banks?), tax coding letter from Inland Revenue, student loan statement for address verification.
I'm still a bit concerned that my address verification is not strong enough but I guess it will depend on each lender.
Please let me know your thoughts on the address verification I have posted and if they will be good enough.
Many thanks
Nix"Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like its heaven on earth." - Mark Twain0 -
Thanks for all your responses,
The consensus seems to be that I do not need a utility bill as this will not make a huge difference.
The worst case scenario seems to be two forms of ID for personal verification and 2 for address verification.
I have my passport and drivers license for personal verification. I have my bank statement (3 different banks), credit card statement (2 different banks - will that make a difference that it is from different banks?), tax coding letter from Inland Revenue, student loan statement for address verification.
I'm still a bit concerned that my address verification is not strong enough but I guess it will depend on each lender.
Please let me know your thoughts on the address verification I have posted and if they will be good enough.
Many thanks
Nix
You have more than enough there. I fear that you are worrying needlessly.
bw
the poster formerly known as
terryw"If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools"
Extract from "If" by Rudyard Kipling0 -
Yeah Terry is correct. Stop worrying unless you have something to hide?0
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ha ha ha, nothing to hide whatsoever
. I'm as clean as a whistle :T
Thanks guys, i'll breathe easy now.
Nix"Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like its heaven on earth." - Mark Twain0
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