Urgent Please - lowells DCA

ALIBOBSY

BTW if you did decide to negotiate a settlement, I would ask them for confirmation in writing that 1) The sum of £xxx(whatever you agree on) is accepted in full and final settlement for account details xxxx.
2) No further enforcement action will be taken regarding the excess balance either by Lowells, the original creditor and ANY other third party (in other words they promise not to sell it on)
3) I would also ask that you credit file is (at least) noted as fully satisfied with a ZERO balance. This is the least I would negotiate for if they don't have a valid CCA. But you could try for default removal or even removal of all notes relating to the account off you credit file.

good luck
alix

maz1964

RAs,,,,fab letter from fermi,,,,just wanted to clarify - isnt the 30 days no longer applicable for commits an offence part section b)

only now its in default and not an offence

thanks maz