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They want more money from me

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Comments

  • peb
    peb Posts: 1,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lots of good advice - put it in the hands of CCCS and if you don't want to change your number simply say to any creditor !I am with CCCS and my account number is XXXX"

    You may find the DCAs easier to deal with.

    Please don't stress yourself.

    If you do raise extra funds I would suggest using them as an emergency fund; if not needed then you can give the money to CCCS.
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Good for you katy.

    I'd hold back on increasing the repayments though. Save what you make and you may be able to offer a "full and final" settlement when you have enough to offer one of the creditors. This will then allow you to save some money by paying off only part of a debt and increasing the contributions to the others from that company's monthly repayment that you no longer pay. Everyone's happy that way. ;)
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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