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TEN months and counting...
Comments
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:j :j :jCongratulations Skinty :j :j :j
I'm soooo pleased for you, can't wait to see you on the mfw board
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
benbenandme wrote: »:j :j :jCongratulations Skinty :j :j :j
I'm soooo pleased for you, can't wait to see you on the mfw board
still haven't got rid of those bikes yet though...:rotfl:Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
:beer::T:jCONGRATULATIONS HUN!!!:beer::T:j
Just found your diary and find your now debt free!!!! will have to start from the begining to see how you did it!!!!!
Love rags
xxxxxxxxxDecember 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
skint_spice wrote: »So can I get Mr Darling's job now?
Err...is there £220,000,000,000.00 of debt you're going to be running up this year?
That's what he's aiming for..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Err...is there £220,000,000,000.00 of debt you're going to be running up this year?
That's what he's aiming for...
never ever again! not that it was that high.:o
Today I have been mainly doing housework, so now I need to have a rest BEFORE going to the gym:p. Have friends coming over later so hopefully the place will still look semi respectable tomorrow so I don't have to start all over again.
ooo - might even open bottle of champers that's been hanging around for a while!:TMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
really, really well done!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Very many congratulations Skinty, dead chuffed for you. Onwards and upwards. Well done xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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So is this defunct now?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
So is this defunct now?
It is really I suppose, might need a new one to keep me on the straight and narrow though...:oMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
What have you been up too then?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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