Littlewoods Credit Agreement

file_wizzard

Vagabond_UK wrote:

My sister's daughter took out an order with Kays last Xmas for £200. She paid the first repayment and nothing since, so now she has a collection agency on her back.

Any specific reason why she hasn’t paid even a token £1 towards her debt ?

Vagabond_UK

file_wizzard wrote:

Any specific reason why she hasn’t paid even a token £1 towards her debt ?

No specific reason i can think of. She split with her boyfriend just after Xmas and with a now 6month old son i can only assume she either can't or won't pay...

gravitytolls

If she makes them an offer, and perhaps sets up a standing order for even £10 a month, they'll accept, and her debt will be gone within 2 years.

file_wizzard

gravitytolls wrote:

If she makes them an offer, and perhaps sets up a standing order for even £10 a month, they'll accept, and her debt will be gone within 2 years.

Perhaps on her own and with a young baby to provide for even that would be too much.

However even if she makes a payment of a pound a month until she is in a better position financially this has got to be better then what is tantamount to obtaining goods by deception

Most people on this site have serious financial problems, but I doubt many of them brought something made 1 payment then decided it was a bit of a hassle or inconvenient to pay back the rest ( even at a reduced rate )

Sorry to sound harsh on this one but if we all look at the header on this page it reads

MONEY SAVING EXPERT not DEBT AVOIDANCE EXPERT

Harassed_2

MONEY SAVING EXPERT not DEBT AVOIDANCE EXPERT

This isn't about 'morals', it's about the LAW. And your qualifications to judge a poster?

ceegee

file_wizzard wrote:

Sorry to sound harsh on this one but if we all look at the header on this page it reads

MONEY SAVING EXPERT not DEBT AVOIDANCE EXPERT

Thank you file_wizzard, for being brave enough to post that!

I did start a thread on this sort of debt avoidance thing yesterday and now it has disappeared! Perhaps it was too controversial....still, my number of "thank you"s has gone up rather a lot since yesterday. It's a pity that I didn't get to see the replies.

Thread hijacking over......now, where were we.......