A Word Of Caution Folks

blind-as-a-bat_2

Right im going to stick my neck out and probably get it bitten of faster than a bat at an Ozzy Osborn concert but

Can we exercise caution when advising contacting the OR re lump sums of money?

As a recent thread highlights the Official receiver does not always follow the rules and also make errors, whether this is due to lack of training/knowledge or for reasons of meeting targets or whatever contacting the OR for guidance is not the best course of action unless you can get an independent view on the situation first.

Although most examiners are helpful and friendly, as frequently demonstrated there are some that are not out there too, so remember the OR is not your friend, they are there to look after the interests of the IS and your creditors, they do have a duty to the bankrupt too but due to recent posts it seems this is at the bottom of the pile

In short if a poster is asking for advice, if legislation cant be found to answer the question then they should be referred to other sources for advise other than the IS

Failing to do this could lead to the OR claim monies they are not supposed to as the thread that prompted this showed.


Also a quick note to the regulars, there is a atmosphere starting on here again due to conflicts between the regular posters.

Newbie’s are looking to us regulars for advice and support and it does not instil confidence if they see us bickering, so can I please ask if one of the other regulars posts something you find inappropriate can you discuss it via PM to sort it that way, not on the open board as it only makes it look worse to newbie’s. Of course if you believe info given is wrong then you must post so, but tactfully please.

(and before anyone says it yes im guilty of it too ocasionaly, but we need to address it before it devides this board again)

Thanks for reading:D

(Bat runs and hides:p )

kevker

wow, a voice of reason. You don't get many of them to the pound these days.

dalip

bat .....bat.........BAT WHERE ARE YOU


You really are hiding:p

tigerfeet2006

OK Bat will be a bit more careful what I post. My apologies.

Dez-Titute

Right On BAT

Richard_S

Well articulated Bat,

I've always been a proponent of selective memory loss, and the old maxim; "tell the truth, but don't always be telling the truth".

Having said that, I've never had a problem sleeping at night, but I'd never want to suggest a course of action to somebody that meant they were in a constant state of worry.

Rich

fiveyearplan

I hope it wasn't me causing an atmosphere! I haven't noticed an atmosphere. Maybe I'm not on here enough at the moment to realise. Advice taken on board!

southernbouy

brillaiant post, but the newbies arn't the problem on here....its the so called "no everything no nothing lot".......I made a genuine post a couple of weeks ago about bankrupcy, it was about an account that has helped me out a great deal and quite frankly without it I wouldn't know were i would have been...Not going to mention the acount because I don't work for them or have no connection with them


But as i knew before i posted i got attacked verbally by some people who have never even been bankrupt......Yes i got nasty in return and I regret that deeply...but was just trying to help other people and got a kikcking for it...

I don't want to mention were I am from but just over 1 year ago I got my auto-discharge....I went Bankrupt for £175.000.00 of UNSECURED debt
no IPA even though was told I would get one, got to keep my propert and car and think I would have a lot to offer this forum, but i know and others know it aint worth it because certain people on here have no interest in the subject at hand, they arte just wind merchants

Dez-Titute

southernbouy wrote: »

brillaiant post, but the newbies arn't the problem on here....its the so called "no everything no nothing lot".......I made a genuine post a couple of weeks ago about bankrupcy, it was about an account that has helped me out a great deal and quite frankly without it I wouldn't know were i would have been...Not going to mention the acount because I don't work for them or have no connection with them


But as i knew before i posted i got attacked verbally by some people who have never even been bankrupt......Yes i got nasty in return and I regret that deeply...but was just trying to help other people and got a kikcking for it...

I don't want to mention were I am from but just over 1 year ago I got my auto-discharge....I went Bankrupt for £175.000.00 of UNSECURED debt
no IPA even though was told I would get one, got to keep my propert and car and think I would have a lot to offer this forum, but i know and others know it aint worth it because certain people on here have no interest in the subject at hand, they arte just wind merchants

Sorry SB but when you were getting slated I backed you and took a lot of crap from other posters on here and you let me down.

Quote from above

I don't want to mention were I am from but just over 1 year ago I got my auto-discharge....

Quote from 14-07-08

Hiya guys coming to the end of my bankrupcy and just want a shout out to a company called "think banking" who 1 week before bankrupcy offered me a normal account with a normal debit card, telephone banking (can only check balance) and after using for nealry a year think they are spot on.....Nows the time to come clean tell us the truth & dont knock this FORUM I remember your parting farewell which was#nt complimentary but you are back.


I dont bare grudges but as the saying goes fool me once more fool me.fool me twice more fool you

Cheers DEz

dalip

A lot more flaws in SB's previous posts dez but well done in pointing that one out.d

Dez-Titute

dalip wrote: »

A lot more flaws in SB's previous posts dez but well done in pointing that one out.d

I know Dalip,
But I wanted to give him a second chance.His posts come across with a certain amount of Bravado but deep down I think he needs help.Not sure that were the pwople to do that but don't want to put further pressure on OP

Cheers DEz

PS Thanx for what you did earlier