Have had my OR interview

They seem to be an efficient bunch around here as I only went BR yesterday, lol.
It lasted 1hr 17 mins - seemed like a long time seen as I have no assets or income :confused:
The lady was very nice, just went through all the details on my form in more details, I did struggle with some of it, things such as what were you paying for council tax in 2003, and what were your loan repayments in 2004 etc etc :o no idea!!
I have to let them know if I start working as will then have to pay some money back for the BR.
I also have a personal injury claim going through at the moment, payout ive been told is likely to be 2-6k. She said she does not know whether or not I will be able to keep this, and will need to get further details of the case from my solicitors :rolleyes:
Possibility of early discharge, although not too likely as they like to keep an eye on whether I get a job or not.:rotfl:
She is sending out a envelope for my to send back all my IVA paperwork, but does not need my bank statements etc as these are for the period after the IVA was in place. Also she is recommending to lloyds that I keep my bank account with them, although the decision is theirs.
Sooooooo glad its all over with, onwards and upwards now!! :T:A

Comments

  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    congratulations, blooming long interview mine was 20mins and I had no assets etc.

    good luck with the future and getting a job, the worst is behind you now.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • Thanks :beer:
    Im not planning on getting a job at the min, am a full time mummy to a fairly poorly baby so want to be at home with him for a while more.
    I suppose the OR just wants to hang onto me incase I do get a job within the year though.

    x
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    Well I told the OR that I couldnt see me working anytime soon (thats what the docs have told me anyway). And they talked about me being ED as early as the end of the year!!!! I suppose thats because theres no financial interest in keeping me bankrupt.

    Hope your baby gets better soon.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • sandywindsor
    sandywindsor Posts: 266 Forumite
    Congrats Rainbow:beer:

    23 hours to my OR interview...still no job on the horizon!!!
    Lots of interviews:confused:

    Sandy
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • DebS_2-3
    DebS_2-3 Posts: 161 Forumite
    Blimey Rainbow - that was quick from bankruptcy to unterview! Don't suppose you had much time to think about things really.

    19 hours to go until mine!!:D :rolleyes:

    Good luck. Hope your baby improves soon.
    Deb Bankrupt 04/07/08 12.15pm

    MSE B&SC member number 175.


  • sandywindsor
    sandywindsor Posts: 266 Forumite
    I'll be thinking of you tomorrow DebS!!!!!!!

    Sandy
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • dalip
    dalip Posts: 7,045 Forumite
    Gosh rainbow you never really had time to get in a tizzy did you:rotfl: . Now you can forget everything on concentrate on that baby,,hope he is better soon.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope the baby is better soon.

    Have you opened a Co-op cashminder or Barclays cash account yet? Because Lloyds will close the account.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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