We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Court Appearance Tomorrow advice needed
draw73
Posts: 1 Newbie
I have a court apperance tomorrow regarding my arrears on my car the finance.
I'll try and give as many details as possible and any advice would be much appreciated.
I've had the loan with Black Horse for over 3 yrs but for the past 18months have struggled to pay the monthly amount. Sometime last year i received a court summons. I did not fill in the defence forms but contacted the solicitors directly and thru borrowing money from my parents managed to pay off the arrears and was able to make the payments directly to them for a few months. I know i have payed off over half the loan total but i haven't been able to pay anything since last november and i haven't spoke to them either. The summons i have now received only says that they want the amount remaining.
Does anybody know what i can expect to happen in court tomorrow and have any idea as to what i can do now. I need a car for work but it doesn't have to be this one. I've got virtually no free money. Any help would be much appreciated
I'll try and give as many details as possible and any advice would be much appreciated.
I've had the loan with Black Horse for over 3 yrs but for the past 18months have struggled to pay the monthly amount. Sometime last year i received a court summons. I did not fill in the defence forms but contacted the solicitors directly and thru borrowing money from my parents managed to pay off the arrears and was able to make the payments directly to them for a few months. I know i have payed off over half the loan total but i haven't been able to pay anything since last november and i haven't spoke to them either. The summons i have now received only says that they want the amount remaining.
Does anybody know what i can expect to happen in court tomorrow and have any idea as to what i can do now. I need a car for work but it doesn't have to be this one. I've got virtually no free money. Any help would be much appreciated
0
Comments
-
Bumpng this up.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards