We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Confused....!

So i went to court last wednesday and handed in my petiton, so instead of having three i know have two, ones for me to keep, that leaves one, so where do i send that ?
Ive just recieved letter from OR stating telephone interview date etc and a big grey envelope to stuff my financial records into, do i include the last petition and statement of affairs in this envelope to send to OR?
There also asking for last 12 months statements, not likley there shredded only have last months statements is that ok?
Should i send them a little note to say ive opened a coop cashminder account?

Battered but Much happier

Comments

  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    The court should have kept 2, 1 for then and one to go to the OR. So if you think the OR does not have one i would put it in. Dont worry about not having all the statements lets be honest when you are in debt you dont want to keep them but what you dont have the OR can get from the banks anyway.

    You dont have to tell the OR that you have opened a cashminder account as post BR its not really there business and although i did tell mine he said good idea. That was that.

    Hope this helps
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought the court should have taken 2 copies, one for them and one for the OR :confused: I would send the spare one to the OR, just in case.

    Any thing you don't have just put in a note explaining why and the OR can get hold of any he needs to.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • dalip
    dalip Posts: 7,045 Forumite
    nomis213 wrote: »
    So i went to court last wednesday and handed in my petiton, so instead of having three i know have two, ones for me to keep, that leaves one, so where do i send that ?give the OR a ring and ask if they have a copy if not then ask if they want you to send that one in. Normally there is 1 copy for court,1 copy for OR and 1 for you. Maybe the court cocked up:D
    Ive just recieved letter from OR stating telephone interview date etc and a big grey envelope to stuff my financial records into, do i include the last petition and statement of affairs in this envelope to send to OR?
    There also asking for last 12 months statements, not likley there shredded only have last months statements is that ok?Pop a note in saying you shred your statements,they can get copies of what they need
    Should i send them a little note to say ive opened a coop cashminder account?No just tell them at the interview


    When is your interview?. The court may have photocopied your SOA for the OR but to avoid any possible delays would be wise to ring and find out if they need the spare one you have D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Did you do your forms online? Perhaps that's why the court didn't take 2 copies, the OR picks it up electronically.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • nomis213
    nomis213 Posts: 21 Forumite
    Thank you 4 yr advice.
  • dalip
    dalip Posts: 7,045 Forumite
    Did you do your forms online? Perhaps that's why the court didn't take 2 copies, the OR picks it up electronically.



    :T Good thinking peachy. I never knew that:o D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • nomis213
    nomis213 Posts: 21 Forumite
    No CAB done my forms, obviously the court kept one, but i still have the other two.
    I shall forward it to OR with all my other gubbins that ive checked over. At this moment in time the least paperwork i have the better i feel lol.
  • dalip
    dalip Posts: 7,045 Forumite
    Yes know the feeling. So nice to have no reminders of our folly.:p
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.