adding wife to bank acc

gixxer6_2

hi again
after being advised by pay plan to open a bank acc with a different bank i went to abbey and after applying for one i had to wait as it went to the underwriters for validation, i was given a yes and shall be supplied with a cheque book and electron card, no overdraught facility as i told them no to this. the acc is currently in my name as it is my wife who is the more serious debt out of the 2 of us. her work will not pay her wages into the new acc as it doesnt have her name on it. my ques is if i ask abbey to add my wife will they run the same credit check for her and the obvious outcome will be NO, will they then tell me to take my buisness elsewhere as well. we thought if we asked them just for a cash card for my wife on this acc it might help. any ideas suggestions pse.
sri it is abit long winded i do tend to rabbit on

kickingkay

HI
just to let you know im seriously in debt me personnaly although my OH is also in debt not as much as i but alliance and leicester agreed to a joint account with electron card oh gone are the days with my gold card
all banks run a credit check anyway so i would imagine they al ready had your wives details when they checked the property
i think thats right
anyway hth
klare xx

taplady

gixxer6 wrote:

hi again
after being advised by pay plan to open a bank acc with a different bank i went to abbey and after applying for one i had to wait as it went to the underwriters for validation, i was given a yes and shall be supplied with a cheque book and electron card, no overdraught facility as i told them no to this. the acc is currently in my name as it is my wife who is the more serious debt out of the 2 of us. her work will not pay her wages into the new acc as it doesnt have her name on it. my ques is if i ask abbey to add my wife will they run the same credit check for her and the obvious outcome will be NO, will they then tell me to take my buisness elsewhere as well. we thought if we asked them just for a cash card for my wife on this acc it might help. any ideas suggestions pse.
sri it is abit long winded i do tend to rabbit on

I dont understand why her work wont pay her wages into your account.I have my OH's paid into mine without his name on the account with no problems

gixxer6_2

i dont know either but she works for the NHS maybe that has something to do with it

Xbigman

I've never known there be a problem with wages being paid into other peoples accounts. I've done it loads of times and not just with family either.

I'd give the NHS wages dept a call and ask what the proceedure is if she didn't have a bank account IE say it might was closed by the bank. You might find out something usefull.
Regards



X

BenL

She'll just get added on to the account.

No credit checks.

It'll probably be even easier than in previous years since much of it is done in India now.

Ben

jonesMUFCforever

''I dont understand why her work wont pay her wages into your account.I have my OH's paid into mine without his name on the account with no problems'' quoted

I would not shout too loud if I were you. If the bank found out under current money laundering regs they could give you a month's notice to close the account if this practise continued.
Eric