bankrupt today ....

as of today i am bankrupt and do not owed anymore money .....
after nuch stress , i am feeling a sense of relief after a sleepless night. that everything will stop . no more abuse , insult, threat from bank DCA creditor etc.....

i just can't believe it how the proces was quick and a long time spent in the waiting room !!!

i have talk with the OR which he seems nice . however now i am worried as halifax told me that they will close my bank account even though the OR has no interest on it...
the coop refused me, over the phone, as i owed them money and apparently i mismanaged my bank account .. the women was very stroppy on the phone with me when she asked me to make any payment now and i told her no as i am bankrupt

so my last hope it is with Barclays, i reallly hope it will be ok cross fingers lol
BSC number 183

Comments

  • DebS_2-3
    DebS_2-3 Posts: 161 Forumite
    Good luck with the Barclays Cashcard. Hope you get it.

    Well done on getting your bankruptcy sorted.
    Deb Bankrupt 04/07/08 12.15pm

    MSE B&SC member number 175.


  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Yeah well done and lets hope barclays come through for you
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on taking the steps you needed to to get your life back on track.All the best with Barclays.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • DEBT_23
    DEBT_23 Posts: 292 Forumite
    tho im not BR yet barclays gave me cashcard 4 weeks ago i went in branch and got it. nationwide refused me , i dont owe any money to barclays i just hope when im BR in 3 weeks they will allow me to keep it.
    Bankrupt on 26/03/2009 10:30am No-219 of 2009
    Fresh start ahead. 26/03/10 will soon be here :rolleyes:
    Thanks soo much MSE Br forum :T
  • fatou256
    fatou256 Posts: 1,289 Forumite
    thanks for your support i don't owe as well any money to barcalys i have never been with them befoer i really hope they will accept my application, when i wen tot the branch i told the lady that iwas bankrupt and wanted to open a basic bank account she told me no problem adn don''t be ashamed as we deal with numerous people like me so she was really nice and understanding .

    i t is a weird feeling to be declared bankrutp between shame , guilt and happy and freedom ..

    are they really good with bankrupt application?
    BSC number 183
  • fatou256
    fatou256 Posts: 1,289 Forumite
    how do i get a bankrutpcy MSE number ? lol
    BSC number 183
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • get_me_out
    get_me_out Posts: 295 Forumite
    Hi

    Barclays are nice, you can have telephone banking with cash card account. So can check balance and last transactions.

    You can get money out at post office counter too.

    Try the Co Op again, I owed them 67.00 from Sky taking money they should'nt. They closed my account last year, again said miss managed. Was not my mismanage BUT Sky claiming money early and tax credits not being there. ANYWAY the lady I got said they have a fair customer policy. Took my details incl thaat I was going BR in September. Rang me next day YES they will have me back. Got my card and account number within a week.

    Worth asking....
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
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