Hi...Some advice please

AndyAlpina

Hi, Just found this forum..

I have had a grim year, first a death in the family and then lost my job and was unemployed until August. I have debts over £20k and am now employed on a commision basis. I reckon I will be on £12-£15k for the first few years.

I am being threatened by my creditors and am losing the plot.

I think a trust deed would be an ideal solution to my troubles. The interest on a £500 credit card means it is now about £1k already. I dont own my own home.

I really would appreciate some advice

black-saturn

can you give us a run down of your outgoings and income and then we should be able to give you some advice. I.e bills, food etc outgoing and what you owe on what card and what the APR is.

AndyAlpina

Thanks for the reply, I will get the info together asap

southernscouser

black-saturn wrote:

can you give us a run down of your outgoings and income and then we should be able to give you some advice. I.e bills, food etc outgoing and what you owe on what card and what the APR is.

Make you sure you include all your debts with company name, ammount outstanding, length on loan terms and how long is remaining on your loans, credit limits on you cards, and APR's (very important they are exact)and what your currently paying so we can get a better picture of your situation.