Filled forms in for BR... what next?

DEBT_23

ok so with the great help with you nice people i have filled in all 13 section online and im happy it is all correct. what is my next step?
Do i just ring my local county court ? how much do i pay on that day?
how soon will a OR deal with me? and in total how much will it cost me from filing for BR to actually starting it.
how soon would they book me in.. and is it done there and then? i want it all booked in and done as soon as..preferebly in next 6 weeks then i can look forward .

with having a mortgage i dont want to stop payin incase there is a slight chance the OR will say they no equity in it, hard to sell ( 4 for sale already in street cheaper )
wishful thinkin.i know

Mrs_Bones

Well done on filling in your forms, I found it easy with the online system. When you come to print out you need 3 copies so make sure you have enough ink and paper I got a new ink cartridge and then ran out of paper so had to go for some more.
The cost is £345 and the court costs are £150 so you need to take £495 with you to court. You may be exempt from the £150 court costs if you are on benefits or low income, one of the debt charities could advise you on that. I'v gone brain dead tonight but I think the form for that was EX160 but not 100% sure I've got that correct, but CAB or similar would be able to tell you.
Ring your local court and they will tell you their system for BR, some courts have a drop in system and others you have to book. I went to Nottingham and there was a three week wait there to book the date. The actual court bit was quite quick, I was there about 2 hours and 1 hour of that was in the cafe haveing a bacon cob all the court staff I met were really nice and helpful and it was not as formal as I thought it would be.
I'm still waiting for my OR interview, they seem to be busy at the moment.

dalip

Morning debt
After the judge has stamped your SOA and declared you bc,you either get a quick call from the OR at the courts or they will ring you at home later that day.Usually they just ask if there is anything urgent that needs to be delt with straight way,like bank accounts.

You then have to wait maybe a few wks or the interview,as bones says they are busy so it could be a while.


When you ring your local court if they operate appointment systems they will give you a date there and then.

Good luck

Just one point when you did the forms in section 4 you would have listed unsecured creditors,you have to repeat any of these in section 5 if they are cc/bank cards/store cards. A lot of posters don't and it can cause a problem,with one poster being refused his petition,he had to go back another day:eek: .D

DEBT_23

dalip wrote: »

Morning debt
After the judge has stamped your SOA and declared you bc,you either get a quick call from the OR at the courts or they will ring you at home later that day.Usually they just ask if there is anything urgent that needs to be delt with straight way,like bank accounts.

You then have to wait maybe a few wks or the interview,as bones says they are busy so it could be a while.


When you ring your local court if they operate appointment systems they will give you a date there and then.

Good luck

Just one point when you did the forms in section 4 you would have listed unsecured creditors,you have to repeat any of these in section 5 if they are cc/bank cards/store cards. A lot of posters don't and it can cause a problem,with one poster being refused his petition,he had to go back another day:eek: .D

Oh Sh** i have completed it when i cannot change my answers !

Im ringing the courts tomorrow as im viewing the rented house then also, so i hope to be in the rented house at the end of month.. before mortgage due !!
so will i be BR by then if the courts nr me have a drop in service ?

dalip

Oh sorry it's a bit a lot get wrong.:o You'll be ok now worries.D

tigerfeet2006

Debt when you print it out make the adjustments in pen then show the clerk when you go in and they will initial it with you.

If it is a drop then you will be BR when the judge stamps your petition.