Icka's get out of debt/become a millionaire/international super model diary

icka

Having just read wellers thread i am ashamed of myself.

There is nothing physically wrong with me or any of my loved ones, no one is in danger, no one has been hurt or injured.

The only thing wrong with me is I need a god kick in the back side to stop feeling sorry for myself. I really hope with all my heart that Andy and Weller will be ok

x

icka

Hi the very sad loss of poor Weller today has put my life into perspective.

Noone is to blame for me being in debt, no one is to blame for me being over weight, no one is to blame for me not owning my own house.

I have to sit up and take total responsibility for my life and my actions. It is my responsibility not to get in financial debt and to take charge of my own life.

If I want something and I cant afford it, tough I can not have it until I save up for it. NO ACCEPTIONS. If I am invited somewhere and it is going to cost a fortune that I dont have. I will not go rather than go and get myself further into debt because I am embarrassed not to go. Eg Hen weekends, 30th birthdays, weddings.

I will go nowhere, drink nothing (alcoholic), buy nothing (sundry) unless I have sorted out the suitation I am in.

I will stop talking about getting fit and losing weight and stop being embarrassed about meeting people because I am over weight.

I will do everything in my power to become the best version of me.

I will get back incontact with friends and family I have lost touch with or just been too lazy to make the effort with.

I will no longer be an emotional burden to anyone.

I will GET A LIFE and COP myself on


I'm sorry for the rant, I am just angry with myself for getting myself into such a stupid suitation. I unlike Weller have nothing wrong that a slap would not sort out.

Purpleroses

Hi icka!
with paypal you dont need a credit card just bank details to get you verifed, its very easy to do (unless you've alredy done it in which case welldone lol!)

if you're not working then you can claim jobseekers. definately go to you local job centre they can help or go to their website the number to call is there and they go through everything with you.

ive found clothes sell really well on ebay so if they're in good nick you could at least try and sell some of them. and if you do then list them on a thursday for 10 days that way they are listed for 2 weekends with more chance of people seeing them.

For extra cash why not come and join us on the "make £10 a day" thread, might give you some ideas on ways to make extra cash with surveys, mystery shopping etc.

anyway i've rambled on enough. good luck with it all!

ExNicotineQueen

Hi icka,

You mentioned earlier ‘£300 in bills we didn’t pay them off for a few months’. By we I am assuming you mean you and your boyfriend? If so, if he was kind enough to offer to pay for flights etc for the wedding he is attending, can he not pay the £300 worth of bills? Or at least pay them off and then pay him back at a later date rather than incur late payment fees/charges/interest/bounced DD fees etc.

Your college fees seem quite high, is this for a uni course? Is this solely tuition fees or will there be any additional expenses? If it is for a college course, most of them do allow monthly repayments or instalments interest free, definitely make sure you check this out as it will make your budget a whole lot more manageable.

Oh and well done for making the effort to actually go to the gym, for anyone who has ever been overweight will know that getting there in the first place is the hard part. I shan’t tell you how much money I wasted over the years in expensive gym memberships and going only once or twice.

icka

Hi Ex Nicotine queen and Ciara

Thank you both for your replies. Will defo put up stuff on a Thursday thanks ciara.

My bills were in a house share that I shared with two other girls so unfortunately cant ask my OH. Would actually be kind of embarrassed to ask him for money. Its my mess I'll sort it out somehow.

Yes I went back to University two years ago to do a four year honours degree at night and the fees are really high. No the amount is for fees alone not books or exams or anything.

Rang the college they said I could split the paymentinto two installments one in september and one in Deember - how nice of them:eek:

Yes i know going to the gym is half the battle. Im really down today and feel really really exausted and about to burst into tears for no reason at the drop of a hat.

Picked huge fight with OH over text saying " we wanted different things and we were on totally different paths" for absolutely no reason. Poor guy I am taking out my frustration on him and I feel awful but couldnt stop myself.

I promised I wouldnt do this today - ust have hit a wall maybe Im just tired.

icka

Well forced myself to go to the pool and believe me it was torture to get out the door. But I did it and I'm proud that I did.

Had a no spend day today which was good and managed totalk my mum into using half a dish washer table instead of a whole one. Well it is about the small things.

refused

Hi Icka, I have just been reading your thread, and just wanted to say keep up the good work. We should all probably give ourselves a kick up the backside sometimes, just keep focused on the debt-free goal which is on the horizon (somewhere!), and you will do just fine!:beer:

Steve

icka

Thanks Steve,

Ok today I have managed to set up a paypal account and an ebay account going to dig out my digital camera and start snapping.

peb

HIya

Good to see you looking a ittle more upbeat...

Have you got anywhere with looking into benefits? It looks like it could be a while before you can earn with your Dad's company.

kika

Don't try to do it all at once. Benefits sounds like a good idea.