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Debt in another country
becky170
Posts: 886 Forumite
Do people ever get chased for debts in another country? I might have a debt in the USA for less then <£50, although Im not completely sure (it's a long story). Does anyone know if there is an online agency like expeian where I can check? Thanks in advance.
Mortgage-free wannabe 2026 £1130/4000
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you can try them for free (experion)but dont know if theyll check there, just remember to cancel subscriptionI am not bossy I just have better ideas:p0
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Do people ever get chased for debts in another country? I might have a debt in the USA for less then <£50, although Im not completely sure (it's a long story). Does anyone know if there is an online agency like expeian where I can check? Thanks in advance.
To be honest, becky, I doubt very much that you would be pursued, in the UK, for a US 'debt' of less than £50.
It is possible that the US creditor/dca may ask one of the UK dcas to pursue this 'debt' but they would have no powers whatsoever to take legal action to recover it.
A US 'debt' is not going to show on a UK credit reference agency file.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Thanks for the advice rog2. I thought that might be the case about it not showing up on my UK credit report. I'll stop worrying about it now!Mortgage-free wannabe 2026 £1130/40000
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If you ever re-visit the US, you WILL be reminded of any debt as you enter the country.....
Friends have had to pay parking fines from *years* back when they returned....0 -
If you ever re-visit the US, you WILL be reminded of any debt as you enter the country.....
Friends have had to pay parking fines from *years* back when they returned....
I would imagine, OO, that fines are treated differently to consumer credit debts, although if a judgement is obtained, in the states, then the OP could be reminded of that if she returns.
It is, also, worth bearing in mind that the 'Limitation Period' for US consumer debt is five years, as opposed to six in England/Wales.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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