Link Financial/MBNA

daviddd22

GOOD NEWS.

I got an email from the Link Business Support unit saying they had instructed EOS to close their accounts in Slovakia (with the proviso that they can be reopened).
I think when they found out I was renting an apartment (I scanned the rental agreement) they probably realized they couldn't get a juicy charging order, or the equivalent.

Coincidentally, this morning I sent a CCA and complaint to Link by DHL...if they had replied sooner I could've saved £35!.
I emailed back saying that I wasn't paying Link anything, but that as a sign of good faith I would continue paying the original creditors directly, MBNA and Marbles. The Kafkaesque nightmare of the Slovak legal system getting involved has been lifted.

The Business support section had said that another dept. of Link will be getting in touch (prob. the dept. that so goads many other posters on here). I don't think I'll lose much sleep.

Thanks to those who offered online and moral support.

daviddd22

Link replied with a (true) copy of my MBNA CCA from 1999 (and a holding letter regarding my HFC/Marbles account).

The very next day, I got another letter from LINK (a DEFAULT NOTICE) stating that they require £5390 by Oct 9. They already received by recorded delivery in May an income/expenditure form, and copies were scanned and emailed to the international department in July when I was trying (and managed) to get EOS off my back in Slovakia.

I think this default notice is pretty petty and deliberate because of the CCA request. I have emailed them back (and will not deal with them by phone). Fortunately me email system has a delivery recording feature which shows that it has been received. The saga continues....

Menucha

daviddd22 wrote: »

Link replied with a (true) copy of my MBNA CCA from 1999 (and a holding letter regarding my HFC/Marbles account).

The very next day, I got another letter from LINK (a DEFAULT NOTICE) stating that they require £5390 by Oct 9. They already received by recorded delivery in May an income/expenditure form, and copies were scanned and emailed to the international department in July when I was trying (and managed) to get EOS off my back in Slovakia.

I think this default notice is pretty petty and deliberate because of the CCA request. I have emailed them back (and will not deal with them by phone). Fortunately me email system has a delivery recording feature which shows that it has been received. The saga continues....

David

Guess what

---

I have received exactly the same letter with the October 9th deadline.
As I'm now dealing with them via a Solicitor they appointed here in Cyprus together with my DMC, I suspect that this is a standard letter - too much of a coincidence I think that they both have the same dates.

They did write to the Solicitor confirming receipt of all the regular monthly payments sincxe November 2007 when they took over the debt. As they're dealing with a Solicitor I can't see the point in issuing a Default letter.

Now that I've received this I am seriously considering sending a letter of complaint together with copies of all the paperwork, letters and Inc/Exp details to Paul Burdell with copies to the other two Directors - what would you do???

Pip

Menucha

daviddd22 wrote: »

The very next day, I got another letter from LINK (a DEFAULT NOTICE) Fortunately me email system has a delivery recording feature which shows that it has been received. The saga continues....

David what the email system you have. I emailed them via their website months ago therefore I have no proof of sending it or receipt on their part.

Pip

Menucha

More info David

It appears that Link have done a mass mailing with these DNs. More info on this thread which I have now also joined Link Financial Limited

Very good read.

Pip