Early Discharge

creditcardshuffler

Hi All I thought I would just post a quick update.

:j I have received my notice of early discharge today.:j

Its been a turbulent year and with the help of this forum and its many experts I have managed to negotiate this Bankruptcy minefield with confidence ( OK maybe confidence is a little too strong a word but I think you know what I mean)

What started as a daunting journey has now come to a reasonably happy end. My credit rating is shot and at 40+ years old I may not be in a position to be able to buy my own home again....renting is not that bad.....

Life has changed dramatically and with the wife now in charge of the purse strings (my wages go straight to her ...they do not pass GO and do not collect £100!!.....) I am only given a little pocket money each week and when its gone... its gone!! She will not give me any more.

This E.D. notice has me in a strange mood...I do not know whether to be happy or sad, celebrate or cry.....

My life can start again now........the school holidays will soon be upon us and we are looking forward to spending a couple of weeks on our favourite beaches in Cornwall, this year the cash will have to be budgeted a lot better as there are no credit cards to dump things onto. If you see a little blue car driving south at exactly 56mph on the M5 in late July it will be me trying to save on fuel ( how much can be saved by slipstreaming behind a national express coach is going to be one of my motorway experiments)

Thanks

CCS

dalip

Wow and well done. Jan - july good going.D

fermi

Congratulations CCS. :beer:

creditcardshuffler wrote: »

If you see a little blue car driving south at exactly 56mph on the M5 in late July it will be me trying to save on fuel ( how much can be saved by slipstreaming behind a national express coach is going to be one of my motorway experiments)

Mythbusters from the discovery channel tried that. :eek::eek:

http://mythbusters-wiki.discovery.com/page/Big+Rig+Drafting



SCARY!

tigerfeet2006

Well done CCS.:T:T

Enjoy your break in Cornwall. My favorite part of the world My Nan lives there and I wish we could afford to move there.

creditcardshuffler

Thanks Dalip Fermi and tigerfeet2006.

The link to the drafting experiment scared me :eek:

As long as the journey is better than last years ( we got caught in the night of the floods and sat from 11pm to 7 am on the M5 near Gloucester) I don't really care....(17hours driving and no sleep for 36 hours...After setting off from home at 9 pm ish and arriving at our campsite at 2pm followed by an hour and half to pitch a tent on a very wet field!!).

I love Cornwall and Surfing so I too would love to move there...:www: perhaps a small cafe on the beach selling veggie snacks and me giving surf lessons....Any body want to invest in this dream of mine...I have an excellent track record..........well sort of........:cool:

GettingHopeful

All the best Shuffler, enjoy the holiday after a good short BR, Cornwall is fantastic.

devonsdreamer

Congrats on your ED- did you get something through the post? I saw mine online on my report but havent recieved anything yet - starting to worry that It isnt real- Enjoy your holiday-

G-G_4

Well done!

Ooooh, i'm jealous of your Cornwall holiday! I'd love to go down there this summer

Have a great time!

creditcardshuffler

devonsdreamer wrote: »

Congrats on your ED- did you get something through the post? I saw mine online on my report but havent recieved anything yet - starting to worry that It isnt real- Enjoy your holiday-

Yes I received a letter in the post this morning and when I checked online that had been updated too. My letter did say that if I wanted a certificateof discharge I should contact the court!! Do I need this certified too!!!!!

frosty1970

you "could" if you wanted to but the court will charge £65 for the cert
contact your OR's office they'll send confirmation of discharge in writing for free usually

update

Well done mate just enjoy your new life .