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Loan or credit card?

Hello,

I am looking for a loan of £1500-2000. I have tried with Royal Bank of Scotland, but they have very high interest rates. I don't have the best credit rating, so i doubt I would pass for a credit card, but I know there are some companies out there which will accept my loan application. Does anyone have any recommendations as to which loan company (lowest APR) to go with? or whether it would be best to get a credit card? I will beable to pay £100 a month minimum. Thanks.
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