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Interesting tips for reducing debt...?
Olivia_Buck
Posts: 18 Forumite
Hello there,
I recently decided to work on getting out of debt, and I'm currently at just under £9k (on credit cards and overdraft). I want to be completely debt-free by my 30th birthday, which is 21-and-a-half months away, and I'm writing a blog as a sort of debt diary.
Thing is, I'm running out of interesting ideas on how to save and make money. I've covered all the usual stuff: conserving petrol, Ebay, mystery shopping, online surveys, balance transfers, etc.
Has anyone discovered any really interesting ways of cutting their debt that I might not have thought of?
Not necessarily stuff that has made you rich overnight - just interesting stuff that I could try out and report back on for the blog...
I recently decided to work on getting out of debt, and I'm currently at just under £9k (on credit cards and overdraft). I want to be completely debt-free by my 30th birthday, which is 21-and-a-half months away, and I'm writing a blog as a sort of debt diary.
Thing is, I'm running out of interesting ideas on how to save and make money. I've covered all the usual stuff: conserving petrol, Ebay, mystery shopping, online surveys, balance transfers, etc.
Has anyone discovered any really interesting ways of cutting their debt that I might not have thought of?
Not necessarily stuff that has made you rich overnight - just interesting stuff that I could try out and report back on for the blog...
Over £8k in credit card and overdraft debt,
trying to get into the black by end of April 2010 - my 30th birthday!
0
Comments
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A bit obvious but have you used the snowball calculator to reduce it faster.Barclaycard 3800
Nothing to do but hibernate till spring
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Broken_hearted wrote: »A bit obvious but have you used the snowball calculator to reduce it faster.
Snowball calculator...?
Sorry - no idea what this is. If it's something to do with paying off my most expensive debts first, I'm already doing that! Trying to get rid of my arch nemesis the Barclaycard first.Over £8k in credit card and overdraft debt,trying to get into the black by end of April 2010 - my 30th birthday!0 -
Sort of and working out overpayments.Barclaycard 3800
Nothing to do but hibernate till spring
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Thanks - any chance you could give me a link?Over £8k in credit card and overdraft debt,trying to get into the black by end of April 2010 - my 30th birthday!0
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Link to snowball calc
http://www.whatsthecost.co.uk/snowball.aspxPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Ooh, good link! Loads of calculators there too - I hadn't discovered that one before. Ta!Over £8k in credit card and overdraft debt,trying to get into the black by end of April 2010 - my 30th birthday!0
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