DFW July 08 support group

NW-ANGEL

Just to pop in and say good morning - even tho its nearly dinner time haha, i have a very busy week this week - i start a new job in september - i am a teacher - so this week i am in and out of my new school getting things ready so may not be on here as much - but hey i aint disapearin!!

have a lovely sunday and i shall catch up one night in the week

kel
x

rubydoiwannabee

Morning everyone
I have lots of Sunday chores to do today, so just feeding my addiction by logging on quickly!!

Have a great Sunday, will be back this evening at some time.

xx

Tonylpool

Hi everyone,

I'm still churning through every bit of paper i have relating to everything I owe and filing it properly. Building a master spreadsheet of what I owe so that I can watch it come down! Will chat more this evening too!

Its nice weather today so lets take advantage of those things thatdont cost money and make us appreciate people and things better!

Tony x

NW-ANGEL

Just feeding my addiction for the day!...

We have been doing the same today Tony, and have to say our LBM was originally thought of as May/June 2007....we find our REAL OMG:eek: LBM was infact today :rotfl: have to laugh or we would cry! check out my signature:eek:

The positive spin on things is we have paid around £10k off in 12 months on a DMP...have included some debts though that are not on DMP as some of them we have NEVER missed payments on :T

We have gone through EVERYTHING with a fine tooth comb today (accounted for every single penny, but unfortunately sig wont fit pennies on too but i have accounted for them trust me!)

We have been using all the advise on here off all you :A people and done everything we can, changed energy providers, insurances, cut down on lots, we ebay, amazon, quidCo...used the SOA sheet, and feel soooooooo much better and in control and have found where we can pay more off to bring forward our DFD and this has been included in sig

So anyone reading this huge thanks for all your help...off to bed now for a well earned rest...think i shall be dreaming of numbers tonight! :mad:
(Wish they could be the winning lottery ones though!!);)

have a fab week everyone!

kel
xx

rubydoiwannabee

Hi everyone,
I have been watching the tennis ALL day.... dear OH has made all the meals and hovered the house..I sooo love him.

Really happy because Nadal won, but feel exhausted from doing nothing!!

Off to bed now, because I have a busy week at work ahead.

Night night,

Kel, your day sounds hugely productive and you have put me to shame.

xxxxx:rotfl: :rotfl:

NW-ANGEL

rubydoiwannabee wrote: »

Hi everyone,
I have been watching the tennis ALL day.... dear OH has made all the meals and hovered the house..I sooo love him.

Really happy because Nadal won, but feel exhausted from doing nothing!!

Off to bed now, because I have a busy week at work ahead.

Night night,

Kel, your day sounds hugely productive and you have put me to shame.

xxxxx:rotfl: :rotfl:

I have had an easy day though really, although yeah got lots of niggling jobs done yesterday and today :T haven't done enough cleaning though really but hey there are more important things in life as my OH keeps telling me (i am a bit of a cleaning mad-lady!) :rotfl:

nite nite
xx
kel

Tonylpool

Kel, I'm like you, I'm really fussy where cleaning is concerned and very house - well apartment - proud! I know to the penny what I owe too, so I am really looking forward to seeing it reduce now! I have a new job at the end of this month and the saving alone in fuel will be a massive difference!

You guys have been fantastic this weekend, thank you!

And tennis Ruby? It was a shame there had to be a loser but Federer has had his share of titles!!!!

Catch everyone tomorrow with progress of my day!

Tony x

rubydoiwannabee

Evening all....
I have had the busiest day at work, feeling a bit stressed out and frazzled to be honest. However... just had a lovely sausage casserole and glass of wine so feel much better.

How are my friends today?

By the way... this is how much of a Money Saving addict I have become, today I really needed to buy:

1. Deodarant (so that my 13 yr old didn't smell and lose all his friends...)
2. Hayfever tablets for me... because I suffer at this time of year.

Went to superdrug in my lunch hour, wishing there was a tesco close by... and must have searched the shop high and low looking for the BOGOF... finally spent £4 odd for 2 of each. Really didn't want to hand over my beloved cash....

I need perspective!!!:rotfl:

Hope you have all had a lovely Monday.

xxxx

Tonylpool

Hi Ruby!

Busy day myself too but above all a NSD and looking for an overall NSW.

It's good that you dont want to hand over your beloved cash, those little £4s etc are what usually got us all on here!

Your dinner sounds lovely! I've not long been in and I'm starving!

Hope everyone else is ok!

Tony x

Runnybabbit

Hi all my lovlies, god I am in a great mood tonight -

Just had £8k wiped off my debts :j :j :j :j :j .,

I am neally DF !!!!!!!!!!!!!! just 2 more DCA's to nail to the wall.

Shame I am in agony tho xxxx