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A possible breakthrough with creditor?
Comments
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Runnybabbit wrote: »I knew you'd be pleased - or did you secretly know this anyway
.xxx
Well......... I was fairly certain what they would say, but you never quite know. Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
That's great news. I shall be coming to you for advice when I'm in a similar situation!!
Seriously, well done.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Deep_In_Debt wrote: »That's great news. I shall be coming to you for advice when I'm in a similar situation!!
Seriously, well done.
Thanks - It's due to all the DFW's here that have made this possible, it would never of happened without this fantastic support and guidance, and believe me there was some VERY dark moments. Love to you all xxxx
Opinions are like bottom holes, we all have one 0 -
Hi
I was in a similar situation at the start of the year, and I cleared all of my debts 90% of them as full and final settlements. I was advised that as long as you have the proof of full and final settlement, ie your letter. Your debt can no longer be persued.
With regard to the credit file, it will state that the account is now closed and that it was partially satisifed.
Hope that helps.0 -
Hi
I was in a similar situation at the start of the year, and I cleared all of my debts 90% of them as full and final settlements. I was advised that as long as you have the proof of full and final settlement, ie your letter. Your debt can no longer be persued.
With regard to the credit file, it will state that the account is now closed and that it was partially satisifed.
Hope that helps.
Thanks, it's very reassuring for me. x Opinions are like bottom holes, we all have one 0 -
Runnybabbit wrote: »Thanks - It's due to all the DFW's here that have made this possible, it would never of happened without this fantastic support and guidance, and believe me there was some VERY dark moments. Love to you all xxxx
I hear where you are coming from. Without this forum, not sure where I'd be. Don't really want to think about it tbh. It's great just coming on here to have a rant sometimes.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Shameless bump - but want to shout from the rooftops x Opinions are like bottom holes, we all have one 0
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Good one:j , glad it as come through for you:jJune 2005 = 48K of Debt
Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016
Happy so far tomorrows another day
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