horrid forms

hi all not been in touch for a while but all is the same where can i get some foolproof advice on how to fill in our bancruptcy forms? every time i get them out do them its oh my !!! put it off for another day . but the debts dont go away nor the fear of it all but its got to be done and soon.cheers g xx :D

Comments

  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    What I did was...

    before looking at the forms I knocked up a spreadsheet with my monthly income and expenditure, list of creditors, bank accout details ect.

    Posted my IandE on here and the kind people tweaked it for me.
    Also put my statement up for others opinion.
    Registered on the insolvency website and did them online.
    When I got stuck I posted here and again the kind people answered it for me.

    You cant complete it unless you start it if you know what i mean. And its better for it to be done and all the information in a folder in advance of your court day then you dont have to worry about finding things/printing things off last minute.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If you are filling in the paper forms, then these might help. But they can't cover everyone's circumstances, so ask if you get stuck.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • CCCS_Matthew
    CCCS_Matthew Posts: 922 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Gina,

    I believe that if you book an appointment with a debt advisor at the CAB someone will sit down with you and help you fill them out. We also offer free help with forms if you are a CCCS client.

    Is there any one part you are struggling with? I'm sure we can all try and help you with specific parts if that helps?

    Regards,
    CCCS
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • CCCS_Matthew
    CCCS_Matthew Posts: 922 Organisation Representative
    Part of the Furniture Combo Breaker
    Crossed post with Fermi there. The example forms should offer a good idea of what to write, but feel free to give us a shout if you get stuck

    CCCS
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I did them online, and did a chunk at a time - that way they weren't quite as overwhelming. Also posted my I&E on here and asked lots of questions!! :D
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • ginalove
    ginalove Posts: 55 Forumite
    thank you all --will no doubt be in touch soon! g x
  • marste
    marste Posts: 100 Forumite
    Hi Gina,

    Do them online it's a whole lot easier, I took one look at the paper one's and went as white as they were! lol. I too kept putting them down for another day! At least online you can do a section at a time then save it as you go. You can still go back and make changes too.

    It's also a lot easier to understand. I got as many statements and account No's as I could, and filled them in. When they asked me the date opened I just put the closest I remember as they we're so long ago and she was fine with this.

    I was very confused when I first came on here, but everyone helped me and I got through them slowly but ok, and the OR said they we're very organised which I thought was really funny as I wished she had of seen me a couple of weeks ago nearly pulling my hair out haha

    All the best, hope you manage them ok. Any questions fire away and I'll get my papers back out lol
    Me before I found this forum :confused: And me after going through BR with everyone's help :j
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