bubbles money moral dilemma(!);)

bubbles0169

bubbles pays her creditors £100/month and after CT and a few other essentials are paid is left with £20(OH pays the rest)
that will go up soon as tax credits have decided to give us more too
bubbles and her family are moving to a new housing association house where they will have to put in all the floor coverings.
now the dilemma is, do i hold off paying my creditors extra and contribute, or if i can pay for all the carpets and wotnot or let my oh pay for it all
while he's on a good wage, although he has to put in the hours, he pays for everything else plus our rent will increase not to mention all the other expensive we'll have with moving house
now, ill feel guilty not paying the creditors every last penny i have but i feel really really guilty about not contributing to the move
so what would you do any advice most gratefully received xx

**Amy**

I personally would contribute to the move. And then after the move you can then start paying the creditors extra.

That way you dont need to feel guilty as you are contributing to both.

bubbles0169

thats what im thinking amy thanksx

rubydoiwannabee

bubbles0169 wrote: »

bubbles pays her creditors £100/month and after CT and a few other essentials are paid is left with £20(OH pays the rest)
that will go up soon as tax credits have decided to give us more too
bubbles and her family are moving to a new housing association house where they will have to put in all the floor coverings.
now the dilemma is, do i hold off paying my creditors extra and contribute, or if i can pay for all the carpets and wotnot or let my oh pay for it all
while he's on a good wage, although he has to put in the hours, he pays for everything else plus our rent will increase not to mention all the other expensive we'll have with moving house
now, ill feel guilty not paying the creditors every last penny i have but i feel really really guilty about not contributing to the move
so what would you do any advice most gratefully received xx

Hi Bubbles,
I love the poll idea, very snazzy!!
Take a few months off from paying extra to creditors and be happy that you have a lovely new house!!

bubbles0169

thanks ruby
i couldnt remember how to do them so took a while to find out! lol x

boredofbeingathome

I agree with Amy, essentials first, the the creditors.

bubbles0169

thanks bob mwuaahxxx OH would manage but itd be a struggle

tigtag02

house move first

extra later

whilst we all want to be DFW asap we have to remember that as long as we are doing our best its not the b all and end all ~ we still need to enjoy our lives

bubbles0169

thanks tig hope your as well as can be xx
have to go now ds has just woke but ill be back after xx

piglet29

Hi hun xx

I would say much the same as others, hold off on the Creditors for now, contribute to the house move and then when things have settled after the move, start thinking about helping with the creditors then, that way you will have the best of both worlds

Idiophreak

I'd be careful...Chosing to buy something else when we haven't finished paying for the last thing is how a lot of us get into debt in the first place...The sooner you're debt free, the sooner you'll be able to help OH out with the finances in an ongoing manner, so I think I'd let OH take this hit and throw all I've got at the debt...