Thursday 3/07/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:

• Clicks
• Check online banking
• Update spreadsheets
• Storecupboard lunch - odds and ends omelette
• Work on veggie garden
• Make a loaf in breadmaker
• Use up the spring onions I bought yesterday for 5p a bunch;)
• Make a batch of yoghurt
• Finish a grant application form I am doing for oldies at work.
• Find another birthday card and pressie from stash
• Have a no spend day:D

Hi to all the regulars, and welcome to any new posters:hello: :hello: :hello: hope you all have a good day whatever you are doing. Don't know where the sun has gone this morning but it's not here:rolleyes: .

JAMIEDODGER

morning SM:)

today i will....

do clicks & pigsback
use leftovers for dinner
have a low spend day
check banking
update spreadsheets
line dry lots of washing while its good weather
make twinks hobnobs

andan

Morning all, hope everyone is having a great Thursday. The sun is shining here, so here's hoping it lasts (especially long enough to dry my washing!)

Off to work shortly so not much chance to do things but....
-Have a load of washing on and will put another load on before i leave for work
-Hopefully get them both done in time to hang them outside
-Put washing on 30 quick wash and used only one a half tabs instead of two, they are only cheap tabs so wasn't sure about just using one.
-Will fill in bank details for auditing work, scan and email back
-Work on cv for other auditing position
-Print it out and post off application
-Phone up regarding jobs i have seen advertised
-Sort out documentation for CRB check, check its completed and then get ready to post tomorrow
-Fill out other necesery forms for that job so i can post them all together
-Look for more jobs
-Check through emails
-Do any surveys
-Sort out tesco delivery when it comes tonight and make sure i get all my offers and am not overcharged
-Check to see what is happening with parcel fiasco
-Make tea from storecupboards
-Look for more mystery shops
-Sign up to a mystery shopping company
-Place a matched bet
-Take library books back to library so i don't incur a fine
-Will look over finances
-Read some threads regarding how to save more money
-Look on freebies and up your income board

Think thats it for me today, have a great day whatevery you do!

OliveOyl_2

Morning All :wave:
I'm back in the swing of things now. So today, even though I have overslept I shall:

• do my PC's
• apply for some mystery shops (they've been few and far between recently )
• charge my phone at work
• menu plan for the next week -and learn portion control
• Have a good browse of the OS board

not a lot, but Tesco got that size on "every little helps" so we're on our way

WelshWoofer

Today I have/will....

• Bring lunch to work from home
• Make tea out of ailing veg and freezer bits
• Only drive to work and back, will walk everywhere else
• Not spend any money at all
• Fill in my volunteer forms to give me something to do in the evenings instead of spending money
• Phone Sky about swapping to their phone and internet (already have Sky TV)
• Check banks, Quidco and ebay
• Make a shopping list for the weekend only buying absolute essentials for teh next week before we go on hols

Can't think of anything else!

refused

Newbie here DFW nerd here:j

Today I'm going to:

Credit Card shuffle (if there is anything available!)
Sort out my spending cashbook.
Eat what's left in the fridge for lunch.

Not too much, but I've got to start somewhere.;)

xtessx

Afternoon everyone!

Busy again today, day off for packing!

Been to town to collect tape dispenser gun thingy and more tape
Been to Lidl for more Nescafe(on offer) milk and sugar, and simple facial wipes (£1.99 instead of £2.99)
Begun to pack again
2 loads of washing on 30 degrees, one on line, one on airer (looking dodgy out there)

and I will:

Ring letting agent again if she doesn't ring me
Sort out bills
Cook lunch and dinner from store (cheated yesterday in the end and got a chinese)
Make a trip to recycling centre with heaps of stuff to get rid of before the move.
Check for mystery shopping jobs
Check bank and pay a bill
Fill in form to redirect post (if letting agent gives a definitive answer
today!):eek: Getting too close for comfort now!!
send off bank charge reclaiming letter 2

painted_lady

I have
- sent off for some freebies (nappy samples mainly)
- entered a competition to win £500 spending money
- booked airport parking through quidco
- ordered 12 months contact lenses with solutions for £114, optician charging me £15 a month without solutions, also went through quidco
- washing sheets and will hopefully line dry (well, I dont have a tumble dryer now, so thats very money saving)

sophiesmum_2

refused wrote: »

Newbie here DFW nerd here:j

Today I'm going to:

Credit Card shuffle (if there is anything available!)
Sort out my spending cashbook.
Eat what's left in the fridge for lunch.

Not too much, but I've got to start somewhere.;)

Welcome on board refused, you will pick up lots of tips and ideas from the people on here:D

sophiesmum_2

OliveOyl wrote: »

Morning All :wave:
I'm back in the swing of things now. So today, even though I have overslept I shall:

• do my PC's
• apply for some mystery shops (they've been few and far between recently )
• charge my phone at work
• menu plan for the next week -and learn portion control
• Have a good browse of the OS board

not a lot, but Tesco got that size on "every little helps" so we're on our way

Good luck with your 75 day challenge OliveOyl:j Hope OH comes back to a richer slimmer you.:D

Bagpuss741

Today I have:

1. Checked online banking
2. Checked online credit card statements
3. Made another small payment to credit card
4. Taken dog to park and taken drinks with me
5. Anatomy assignment (I will finish today godammit:D )
6. NSD