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Live on £4000 for a year - Part 3

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  • 1274
    1274 Posts: 125 Forumite
    My "all in" budget for next year is

    Home (mortgage, council tax, insurance, utilities, water, phone) £9,450
    Daily living (groceries, travel, eating out) £2,970
    Entertainment £960
    Holidays £990
    Personal (clothes, books, ITunes, haircuts, gifts, medical and dental) £900
    Total £15,270

    Based on this, I'll need to earn £1,272.50 per month net as a minimum. Looks terrifying written down like that!

    I've been playing with my spreadsheet and keep wanting to cut the budget amounts down, but know that I'll have/want to spend money on all these things next year. I've already had quite a few spending slippages this year so know I won't be able to stick to a tighter budget

    Edit: Sophiesmum - so sorry for your loss
    2009 CLEAR MORTGAGE:starmod: (17/2/09) LIVE ON 4K Q1:staradmin(£5,405) SAVE 30K (£9.500)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sophiesmum, i'm sorry to hear that. Sending (((HUGS))) xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Question for you wonderful peopel, When you make chicken stock, do you strain the water after boiling the carcass or not? This is my first attempt of making it, so any info is more than welcome.
    Thanks
    Penny
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm so sorry for your loss sophiesmum ((((hugs)))). You and your family are in my thoughts.
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Question for you wonderful peopel, When you make chicken stock, do you strain the water after boiling the carcass or not? This is my first attempt of making it, so any info is more than welcome.
    Thanks
    Penny

    I usually strain the stock afterwards, sometimes if there is still a lot of chicken pieces in the sieve I pick these out and chuck them back in the stock, makes lovely gravy or soup/casserole base.
    Reduce,re-use, recycle.






  • the_cat
    the_cat Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Came on to catch up and to post what would probably have been a ramble about next years challenge......... and saw Sophiesmum's post. Will post properly tomorrow but just wanted to say how sorry I am for your news

    (((((((((((((sophiesmum))))))))))))))))
  • Sorry to hear about your brother sophiesmum, but at least he was surrounded by love.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • Marru wrote: »
    Sophiesmum - I don't know what to say! You have all been brilliant to be there to support him and to make his life the best possible including these last moments. Thinking of you!!!

    Those of us who have chosen the hardest life are here to teach the others about love and those very special people are here normally for just for a short time as they already know all about there is to know as they are here just to help the rest of us on our journey. I am sure your brother was one of these special people and he was so lucky to find your family.


    You are right marru he was a special person, he had a huge enthusiasm for life, he was happy, mischievous and carefree. He was 34 years old but still had the mind and innocence of a child due to his disability, he saw each new day as a new challenge and saw each new person as a new friend. Our lives are certainly richer for having had him in our family for the past 24 years, he will leave a huge gap behind but will also leave many happy memories. We have done our crying over the past weeks watching him slip away, now we are just celebrating his life.
    Reduce,re-use, recycle.






  • Frugaldom
    Frugaldom Posts: 7,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sophiesmum - thinking of you all and sending hugs. You're brother is now at rest and free from pain, he was surrounded by those who loved him and made him happiest and there is nothing anyone could want more than that.
    Take care and I'm sending an extra special thought to your mum x
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Sophiesmum so sorry to hear of your loss my thoughts are with you and family at this sad time.x.
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
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