We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Starting Out

Options
I'm a bit green regarding pensions and would like some opinion on my upcoming choices of funds.

Background

I'm 30, which means that I have at least another 30 years of working life ahead of me. My company pays in 5% of annual base salary into a stakeholders' pension, soon to be, group personal pension. The provider is Scottish Widows. My current salary is around 34K. I intend to use the stock & shares portion of my ISA beginning next year. My attitude towards risk is medium high.

Pension Fund Choices

I haven't decided on the percentages as yet.

UK Equity

Invesco Perpetual High Income
BlackRock UK Dynamic

European Equity

JPM Europe Dynamic ex UK

US Equity

Schroder US Smaller Companies
Baille Gifford North American Equity Fund

Asia

Newton Oriental

Emerging Market

Scottish Widow Latin American Account

Property

New Star UK Property

Fixed Interest and UK Gilts

Invesco Corporate Bond
Schroder Gilts & Fixed Interest
SW UK Fixed Interest


What do you think?
Some say that the best things in life are free...do you believe it?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.