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question regarding a refund ?

hi,

i regulary pay by cheque for things with my gaurantee card so i can budget better, But what happens when it comes to a refund ?

would they find my cheque out and give it back to me ?

or write me one ?
or give me cash ?

in particular argos because i brought somethign other the weekend which in all honesty is pathetic, and just waying up if its worth going back to store or putting the item on ebay
Wannabe DFW NERD: Not fully fledged member yet !
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL :D

Comments

  • liz_uk
    liz_uk Posts: 1,103 Forumite
    Some companies will wait for your cheque to clear before refunding you in cash.

    Debenhams don`t wait, but will cheque your cheque limit on your card and refund you in cash. This hapenned recently when i`d paid £60 by cheque and then took the item back the next day and they gave me £60 cash back.
    Debt Free Jan 2010!
    (Be happy) the state of your life is nothing more than the state of your mind! X
    :j
  • jakemuk
    jakemuk Posts: 973 Forumite
    that sound ok, so if they do wait for it to clear what do they give you ?
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
  • Anya
    Anya Posts: 590 Forumite
    I would suspect that they will give you cash or credit note back depending on their returns policy.
    Accepted offer on our house - Sept 2006
    Offer accepted on house we wanted - October 2006
    Survey completed - November 2006
    Searches completed - January 2007
    Vendor pulls out January 2007 - Aaaagghhh :mad:
    Offer accepted on next house - January 2007
    Survey completed - February 2007
    Searches sent - Febraury 2007
    Exchanged and Completed March 16th 2007!
    Phew!
    Decorating started 5/4/07
    Bathroom ripped out 18/3/07!

    Baby due 23/4/07!
  • jakemuk
    jakemuk Posts: 973 Forumite
    if the item as in as new and under a 14 day money back gaurantee i guess i could insist either a cheque or cash ?
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
  • Anya
    Anya Posts: 590 Forumite
    Pretty sure they won't issue cheques, but if it is within the 14 day guarantee period you should have no problem getting cash back.
    Accepted offer on our house - Sept 2006
    Offer accepted on house we wanted - October 2006
    Survey completed - November 2006
    Searches completed - January 2007
    Vendor pulls out January 2007 - Aaaagghhh :mad:
    Offer accepted on next house - January 2007
    Survey completed - February 2007
    Searches sent - Febraury 2007
    Exchanged and Completed March 16th 2007!
    Phew!
    Decorating started 5/4/07
    Bathroom ripped out 18/3/07!

    Baby due 23/4/07!
  • jakemuk
    jakemuk Posts: 973 Forumite
    thanks alot will try later :D
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
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