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Loans for people under 21
Comments
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Providing you have no detrimental credit information I think a HP agreement via a supplying motor dealer may be the answer.
The more deposit you can put in the easier it is for the underwriter at the Finance Company to say yes.
If you offer a parent as a joint hirer, and who is credit worthy, then I am sure you can get a deal.
Stay away from sub prime lenders, you do not need them, you just need someone to give you a chance and the strength of a parent also on the agreement should get you a prime lender.
Bear in mind if you buy a suitable car this will go in your favour but if you want say a Golf GTI you are going to struggle getting Finance
The mainstream Finance Companies are still chasing business and offering low rates.0 -
thank you for your help and advice.0
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