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Incorrect info on Credit Report

I have just received my credit report from Experian because I wanted to see if MBNA had entered a default illegally (they had)
I am in a reduced payment with Egg also (had to im no longer working im on carers allowance have a disabled son) I pay £40 month which will be reviewed after 6 months, but Egg has recorded that I am paying £29 over 160 months.(£4640) Now I only owe Egg £3292.

Anyone have any idesa on what I can do?

Thanks
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