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Lucielle's daring debt free journey

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Comments

  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    How awful about the car crash.

    Woo Hoo on the weight loss
    Official DFW Nerd Club - Member no: 203.
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    whatatwit wrote: »
    Hi....

    Hugs to you :kisses3: I'll iron your bedding for you as well ;)

    Yes it looks like it might be this week, dreading it. Thanks for the offer on the ironing, line dried, ironed bedding heaven!

    I come from Lancs born in Preston and the fossils AKA parents are still there.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Was reading about that accident in the paper...how awful x

    well done on the weight loss..you are doing fantastic
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    I saw you mention selling rugs, do they give a decent price? Also have you tried Ebay?

    I will be thinking of you, mine had severe laminitis and was ok over the summer on a very bare field, but winter became impossible as he would break out of the sand paddock to find food. Walking him was a nightmare, I used to get dragged through ditches/fields/hedges :D
    Official DFW Nerd Club - Member no: 203.
  • RubySewSew
    RubySewSew Posts: 617 Forumite
    Hi, just wondered what dyslexia support you have for your kids? My eldest is severely dyslexic with low reading age but very high comprehension. We are getting literacy support at school but no holistic support (he also struggles with memory and concentration). My Mum offered to pay for an independent assessment but she has since been signed off work sick so I don't like to ask.
    Commercial Debt £14587.22 Student Debt £7747.73
    Debt to family and friends £270/540 Total Debt £22604.95/22874.95 :embarasse
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    how sad about the accident - how does your OH cope afterwards?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ruby - have you tried mind mapping in colour as a way of helping them remember things and also printing things on yellow paper rather than white seems to make things easier. On the recommendation of a v. specialised SENCO we purchased a copy of ACE and have been surprised how incredibly simple it is to use. The ability to look up her own spellings in a way that makes sense to her has made a huge amount of difference. She still can't spell without it but she can at least get some help when she really hasn't got a clue. And by this I mean hasn't a clue. As an example "chimney" is found on the page with the picture of the pig (because the first vowel sound you hear is a short i) under the letter "c" section because thats the first letter in the word, in the column with 2 stars because it has 2 syllables. Sounds complete gibberish but it makes perfect sense to her, so much so we now have a copy at home and one at school. There are detailed piccies on Amazon to give you an idea what I'm on about.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Ruby, I listened to school for a while regarding DS2 and then decided they didn't have a clue. I had an educational psycologist come out and asses him and that came back as not at risk of dyslexia. I am lucky in that we have a dyslexia centre, I had him asessed and didn't think he was too bad. However the results showed he was as bad as you could get. We managed to fund the first term and then applied for a bursary and were accepted. The other thing we did was took him to an optician who specialises in dyslexia (helps that optician is dyslexic). They tested him to see if overlays (coloured things to go over a page) would help. In his case they didn't but they did find that he couldn't fix his focus so reading was a struggle. He was given eye exercises to do.

    With DD2 the signs were all there, she isn't as badly affected and has finished her extra tuition. However if they started to struggle I wouldn't hesitate to go back. The other problem I found is that where I live it isn't recognised as a problem (money saving tightwads) so everything had to be fought for. Feel free to pm me and good luck.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still no news, sigh. Got somebody to come and look at horse rugs tomorrow so a few quid hopefully.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    fingers crossed you hear soon - perhaps no news is good news?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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