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I did it!

jak
jak Posts: 2,027 Forumite
Part of the Furniture 1,000 Posts Name Dropper
in Debt-free wannabe
Today I am officially debt free! I paid off the last of my personal loan today and I don't even have an over draft any more!!!!!

Here's to NEVER going down that road again. In total I've paid off £12,586 in 4 years and it's been a struggle I can tell you. Thanks to all the kind words of support from people on here, as well as the kick up the a** when I've needed it!

My bank account is in credit! That's the first time since I started Uni. 11 years ago! I'm in a state of shock I think!!!

Good luck to everyone who is still paying stuff off! If I can do it.....Really.....
ANYONE can!

I'll still be coming on here. I'd miss it too much if I didn't but I guess i'll have to close down my diary now...I'll miss that too! It's been such a massive help to me. Maybe i'll start a savings one......mmmmmmmmm

J
X
2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
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Comments

  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Well done hunny, it's a great feeling isn't it?
  • Merlot
    Merlot Posts: 1,890 Forumite
    Well done to you, its a fantastic feeling, this board keeps my feet firmly on the ground, I never want to owe credit card companies any money again.

    Make sure you have a treat, you deserve it.

    Merlot.x.
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Congratulations :j :j
    No longer using this account for new posts from 2013
  • skint_spice
    skint_spice Posts: 13,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done, and you made it before the baby arrived so even better.:beer:
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • angelflower_2
    angelflower_2 Posts: 2,426 Forumite
    well done Jak. Heres to the start of your new life :beer:
    DFW 228 LONG H 68
    DFD 2017 :eek:
  • Drea
    Drea Posts: 9,892 Forumite
    Never really been on this board much. But just wanted to say congrats!
    Just because you made a mistake doesn't mean you are a mistake.
  • sam89
    sam89 Posts: 267 Forumite
    Well done! :beer:

    It really is inspiring to see others become debt free :j .
    DMP Mutual Support Member 138
    :D Proud to have dealt with my debts :D
    :beer:DMP completed 1/11/13:beer:
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Woohoo Jak
    Hope you'll be celebrating DFW style this weekend!
    :T :beer: :T :beer: :T :beer: :T :beer: :T
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Well done Jak!
  • lucielle
    lucielle Posts: 11,553 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent news and CONGRATULATIONS:T:T:T:T:T:T:T:T:T:T

    Please tell us when bump arrives.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
This discussion has been closed.
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