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which vanguard fund
looking to start up a vanguard account and been looking at their funds, global index / etf. There appears to be 5 options: 1. VYHL 1615 stocks 0.29% 2. VEVE 2190 stocks 0.12% 3. VWRL 3371 stocks 0.25% 4. Dev World Ex-UK Index fund 2078 stocks 0.14% 5. Globall all cap index fund 6466 stocks 0.23% can anyone recommend the…
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The Resort Group
Hi Just wondering if anyone else has/is experiencing issues with investments made with The resort Group and lack of scheduled interest payments? Just trying to find out any latest information as there is nothing forthcoming from the company despite several attempts to contact and only a few (worrying!) articles in the…
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ISA advice for new investor
Hello again I posted a little while ago about wanting to invest some of my savings for future income, particularly since my pension provision is not wonderful. Some helpful people replied to my previous threads and gave me some ideas to think about. I have since sent off for and received my state pension forecast…
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Ideal split of assets across all sectors
As a long term but not very experienced investor i,ve read the Woodford thread with interest and noted the various comments about having a good split across all sectors. For those of us who are amateur investors and who may have allowed our portfolios to become rather skewed over the years, is there an ideal split, and if…
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Is price all that matters with platforms?
Hi, just wondering when picking which platform to invest with - should I just go for the cheapest? Or are there other service attributes that should be considered? which is best? Many thanks
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Moving to Dublin
Hello, I'm planning to move to Dublin over the coming months to live with my partner (an academic with no family ties to Ireland) and have recently become a bit more financially aware and was wondering if I could get some opinions on my current savings and what to do. I currently have about 19k savings spread across a…
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Savings account other than Marcus
Any opinions on an Easy Access account other than Marcus? Fed-up with Marcus needing a mobile phone number to operate. At the moment it is between Shawbrook Bank (1.33%) and Saga (1.35%).
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Options for £25k inheritance
Hi all, We are due to receive an inheritance of approximately £25k sometime over the next few months. I wanted to just run some ideas past you all to see what you think our best options are - Other than blowing it on a trip to Disney or buying a camper van obviously! Just some background first. We are a couple in our early…
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400k to invest/put in savings
I have 400k to play with after a recent house sale/downsizing. I am mortgage free and have another property which gives me regular monthly income of around £3000. I would like some advice on how to invest this 400k so that i can increase my monthly income. I have seen a private financial adviser who showed me a number of…
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Query: Self Assessment Tax Return Marital Status
I live with my partner and we have 2 children. We are not married and we are not in a Civil Partnership. In the dropdown menu on my tax return I have the following options: SINGLE MARRIED IN CIVIL PARTNERSHIP DIVORCED CIVIL PARTNERSHIP DISSOLVED WIDOW WIDOWER SURVIVING CIVIL PARTNER SEPARATED I think I should be classed as…
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Newbie 🙃
Hi Folks, looking for advice if possible, have £500’000 to invest , basically looking to receive an income of £15000 net yearly without denting the initial fee initial amount is this achievable? , any help would be great , this would be over the long term.
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Childrens Easy Access Savings
Hi! Some advice please! We are currently saving (not regularly, birthdays and Christmas, mainly) for our 3 grandchildren with the Nottm Building Society. We are looking to change but need an account that doesn't automatically convert to an account in their name at 16. Any advice, please? Thanks in advance
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Rules on Junior ISA transfers
Hi all, wondering if someone can help me with the general rules around Junior ISAs. I've got one in one of my children's names that I'd like to actually just have in a standard savings account in their name. Is this possible? Is it allowed? Thanks!
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Where to put 180k
I have £180k coming from a house sale, where can I put it for easy access if I need it. We are thinking of moving so if we do I would need to get the money for the deposit.
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shares and share isa
Hi Thanks for adding me . I currently invest 300£ per month each with my wife and increasing to £500 in halifax shares isa ,I am thinking of investing £10000 in my company will this count against my tax free allocation ? Thanks Andy
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Beginning Self Assessment Tax
Hi, From February 2020 I am going freelance - but continuing to work for current employer. Over the next 12 months I will be earning £39k (£3250 a month). However, as the tax year runs 6th April 19 to 5th April 2020 - does this mean in January 31st 2021 I only have to pay tax on February to 5th April 2020? If so this would…
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Calculating weighted interest on savings accounts
Hi, long-time lurker with a question to help satisfy my nerdy spreadsheeting/record keeping.... How do I calculate the weighted rate of return on my different interest bearing accounts? For example: £1500 in a current account @ 3% Regular saver 1 £250 per month @ 3% Regular saver 2 £250 per month @ 2.5% Regular saver 3…
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Bradford & Bingley - login via Santander?
I hope someone will be able to remind me where I could try logging into my old Bradford & Bingley account which has been taken over by Santander. I believe it was via a separate login procedure and I do not recall the account being added to main set of proper Santander account summary. Thanks in advance.
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15k - options to invest?
Hello, been reading a while and thought I'd join up to seek opinion and advice on this. Probably stemmed from reconnecting some old peers who are doing rather well, and I know one should be happy and grateful with their lot, but it's nice to look to improve that lot, if it is in your realms. Obviously comparing is…
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Sharedealing for SSAS
Does anyone have any stockbroker recommendations for a SSAS? It seems many of the main players operate SIPP accounts but not ones for a SSAS.
