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TSB - problems signing in this week. Inc Sunday.
Hi, has anyone had problems signing into TSB bank this week? Today, in particular it took nearly and hour to sign in.
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Income from shares
Is the sale of any shares classed as income?
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Oops... I got a LISA
Hi all, I put £4000 in a LISA this year (right before the tax year ended) but have had doubts ever since that I will buy a house under the max of £450k. I have a H2B already which is half full (£7k) and growing steadily, so I'll keep filling that up , but i am very tempted to pull the money out of my LISA, take the hit of…
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Seems sustainable
https://i.gyazo.com/8bd4f7944a504ffe37044891880c0e63.png Bearing in mind however ridiculous that chart looks, it's only 120% higher than the current price, which spread out until 2043 is 23 years or 5.12% return per year, which is below the average of 7% return per year. Thoughts? In my completely random and uneducated…
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How do I put away 50k in my child's name?
I'm very poorly and want to put the money in her name. Daughter is two. Money currently held by my father in law, but I'd like to put it somewhere in her name. I was thinking bonds, but after reading here it's apparent that most people wouldn't recommend them?
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Apple on track to become $2trillion company by December 2020?
https://i.gyazo.com/09f826c4618e2ff93ac28ce3931ff5ed.png What do you think? Stock has gone up 93% this year, another 80% and it'll hit $2trillion. It's going so parabolic it's putting bitcoins 2017 run to shame :T
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Excel entries and Section 104 Holding
So far I have been logging share trades in excel as type of account/number shares/price per share/trading costs/total amount purchased/date/current share price/share sale price/total amount sold When selling, I move the sold shares from one worksheet to a specific sold shares worksheet so that they are separate and not…
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TSB Compensation
Last year when TSB had their major meltdown my Mother was unable to access her online banking for a couple of days and had difficulty for another couple of days after then. On her behalf I made an online complaint about the relatively mild inconvenience. They took ages to respond and paid her £25 which she was happy with…
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2019-2020 ISA accounts
Hi there, I am looking for a bit of advice, I created a Wealthify ISA account this year in June, and then a Evestor ISA account in November. Both were started with relatively small amounts in order to get the sign-up bonuses. At the time, I thought (wrongly) that I can have investment ISA's in the same year, as long as…
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Share Dealing Account for Family Trust
[FONT=Verdana, sans-serif]I am looking to identify the platforms where you can open a share dealing account in the name of a discretionary family trust.[/FONT] [FONT=Verdana, sans-serif]So far I understand HL and Fidelity can open such accounts and Vanguard and Halifax cannot.[/FONT] [FONT=Verdana, sans-serif]Can anyone…
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The election and money
The FTSE100 and FTSE250 closed up, though that was perhaps due to non-UK influences. There has been a substantial market move towards a hung election; in betting terms a Conservative majority was 4/11 this morning, and currently 8/13 (Betfair). For discussion of matters related.
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Does the stock market have a limit to how high it can go?
Take individual stocks for example like Apple, it already has a market cap of $1.20trillion so from an investment perspective, since the height of the dotcom bubble it's risen 4917% so for someone who bought back then, even another 10% rise would be equal to a total return of 5420%. As you can see a 10% gain for a new…
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Saving for the future - advice required
Hi all, I am looking for some advice on where to put my money for long term savings/retirement. I recently changed jobs and pay 4% into a pension fund with my employer matching this amount...this is the maximum that they contribute. My previous employer contributed 8%. Basically, I am looking to make up the smaller…
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Al Rayan Bank mobile app
I tried to access my account last weekend but could not log in and eventually it locked me out. I contacted the helpdesk and despite re-installing the app I was still locked out so they referred it to their IT people and said they would phone back on Monday.......but they didn't! I gave them a few days but no phone call so…
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Good sites to compare ETFs
Afternoon all. My portfolio is currently mainly invested within funds but I'm considering branching out to use ETFs as well so want to research what's available via some kind of ETF comparison site. Unfortunately the sites I've found in the UK seem to be fairly basic, so I wondered what the MSE folk use to break down the…
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What to do with my savings? (As an expat)
Hi! I've been living in London for the past 3 years and will probably be here for another 2-3 years. During this time, i've managed to save up money and wondering whether to just leave it in various savings accounts or start investing. Right now i've got £21k sitting in a Paragon Bank 120 day notice saver account that…
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DNDL / SLS merger - unspecified cash distributions
Hi Not sure if anyone reading this held DNDL pre-merger with SLS (at end of 2018), or indeed has familiarity with the scheme of reconstitution, but I'm trying to make sense of two payments I received as a result (which I don't think should have been made) - a 'fractional entitlement' and a 'liquidation distribution' in May…
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Premium Bonds prizes gone astray?
This is an odd one - I have held various PBs since 2007. All winnings have been paper cheques and I have had the same (single) current account for 23 years. From NS&I I have no unclaimed prizes. However, I realised recently that checking back from 2014 to 2016 we 'won' 30 x £25 prizes. I certainly did not receive 30…
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Monthly paying International Reits
Hi there, Looking to invest in Reits as a form of monthly income (yes, monthly to compound quicker) yet I know that most of UK Reits have been going to pot due to brexit, so I wonder if anyone had any experience with International Reits and could specify the found name and how they bought it please? Thank you, Marco
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US stocks
I have an account with Etrade for RSU grant. Some stocks have vested and I am thinking of selling and buying stocks of other companies to diversify. Besides the fact that I need to research those target companies from the investment POV, what else should I consider when start using a US online trading platform?
