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Rdi reit
Hi, the RDI REIT seems too good to be true with such a high yield and discount to NAV. What am I missing here about this property company? Is it worth a 5% portfolio allocation or should I avoid?
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Insurance Company Cannot Trace Documents
Hello, Firstly, I'm not sure if this is in the correct section. Apologies if it's not. I'm helping a friend out in trying to claim some money he is entitled to (he's not computer or internet savvy). The background as I know it and from the documents we have is: Provider: Provident Mutual (after takeovers etc; the policy…
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your options
a company as stated above have asked me too invest 20.000 in government backed housing with a return of 1.800 per year tied up for 3 years in an ISA the company your options exist on companies house but only been around since feb 2019 it's a great return on investment but not sure as i have to go through another company…
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Quinshaw?
Has anyone had any dealings with Quinshaw investments? I was looking for Zenith investments, after reading some of Martyn's advice and it seems that they are also trading as Quinshaw. They seem legit but I's like to hear what other people might know about them.
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CAT + HSBC fund cost question
Hi Guys After receiving lots of good advice here, I have ended up with CGT HSBC Global Balanced Portfolio C V60/40 I have CGT + HSBC with AJB, so my question is, as HSBC fund cost is .7% and HSBC is .18%, is it worth just having HSBC with their lower costs. One of the members did say, it would be a decent move just having…
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Savings Account
I live in Cyprus but have savings in the UK (HSBC), of which I want to move, does anyone know of a bank etc that would except me to do an online account without a UK address? Most I have looked at need me to be resident in the UK.
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If Corbyn is PM, do you think the FTSE would drop?
If Corbyn was the permanent new PM, do you think the FTSE 100 would fall or stay where it is?
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Vanguard Factor Funds
Was wondering if anyone has invested in any of the Vanguard Factor Funds (Momentum, Liquidity, Volatility, Value) - are these recommended or advised against? I already have the LS100, and I'm basically looking for an active fund which I can buy and forget, and not be constantly worried I've bought the next Woodford. My…
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Re-balancing
I understand the idea of deciding and keeping a particular balance within your portfolio. Couple of queries spring to mind (in the context of a private investor). How often should you review and re-balance? Your various funds will move up and down so they will never remain exactly balanced from the initial proportions -…
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Marcus - the bank of no return
I opened a savings account a year ago with a bonus now expiring so I phoned them today to close the account. The operator informed me that if I closed my account I would not be able to open another one. At first I thought she meant using my current log in but, no, it appears as they are "currently set up" nobody who had…
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where to put £40.000 of isa cash
hi all i am aged 63 have money in investment trusts and savings in bank accounts not to keen in adding to investment.s i have isas and want to keep isa status can i split the 40.000 into 20.000 and 20.000 and put into principality isa and 20.000 into aldemore isa and if so how is this transfered online thanks all
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Safest income fund at HL
Hi, I have an account with HL and I have been trying to identify which income fund would be the safest for my money, while still delivering a 2% interest/yield (net of fees). HL doesn't provide the ability to search the available funds by risk ratings...
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Newbie considering Vanguard All World VWRL ETF
Hello, I've just bought a house so I'm in a position to invest some money and not worry about needing it for a deposit. I've never invested before so I'm not sure how best to start. I was considering the Global VWRL fund however I don't know the best way to do this, would it be via a S&S ISA? How would I go about picking…
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Best way to Save/Invest my bonus
Hey all, I'm very new to this and this is my first post. Basically, I am an 18 year old and I've been a digital marketing apprentice for a year, making basic apprenticeship wage. Because I've not been earning much per month, I've been putting money away into a savings account each month. However, because this month marks a…
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BR Tax Payer - LISA or Pension
I remember looking in to LISAs at some point within the past year or so and i came away under the impression that for me a pension was better but after some recent postings & responses to my posts i'm now not so sure so i'm hoping the knowledgable folk here will be able to spare me some time. ***For this thread can we…
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Is this fund diversified enough?
I currently have a few thousand pounds invested in this fund: https://www.trustnet.com/factsheets/o/acdt/vanguard-lifestrategy-80-equity. I am aware that it is a higher risk fund because 80% is invested in equities and I accept this. I have 20% of my money invested in this and the other 80% is cash. Say I wanted to move…
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CTF options
We have just made our daughter aware that she has a CTF with BMO (previously F&C) worth about £11000.00 (not bad for £25.00 a month). I had chosen the investments in the CFT She is 17 in November and wants me now to find what she should do next. She is at college, works hard (has 3 jobs all paying about £7 to £8 an hour)…
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Nationwide campaign "PayDay = SaveDay
Nationwide make me laugh. Of all banks/bs they've been dropping rates at a canter, then they launch this campaign without anything to actually support the promotion. I'm not sure what the point of it is other than raise awareness to people who don't even save a jot. If you're going to launch a campaign like this, surely it…
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S&S LISA? Novice question.
I'm turning 40 in 6 months' time and already have a Cash LISA but am thinking of opening a S&S LISA as well. I'm not savvy with stocks and shares though! My question is could I open one with the minimum amount so I have the option to invest over the next 10 years, or would I just be hit by a load of fees? I am already…
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Current state of Peer to Peer accounts?
Could experienced investors in Peer to Peer lending accounts give me their views on how they see this sector currently, and for the future. I hold approximately £6.3K in Zopa and £5.4K in Ratesetter, having opened both accounts in August 2015, I calculate that the profit on these accounts is 7.77% and 6.50% respectively. I…