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Global Funds
I currently invest in these global funds (ISA's, Pension, SIPP's): Fidelity Index World L&G International Index Trust Vanguard FTSE Developed World ex-UK Equity I am looking for another place to park some money. The only reason is to spread the money around different institutions. Is there another (Unit Trust) [possibly…
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stock price work out
Hi can someone help me work out my stock price in a company i work for please? I have 25000 dollars worth of shares and the current price is 140.20. Dont really know the calculation :/ thanks for helping
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Anyone using a lifetime ISA for retirement saving?
I have just opened a LISA with skipton but have only put £100 in it because I can’t decide if it’s a good idea or not, read Martin’s guide and still not sure! I’m 35 and already own my home, so opened one while they’re still available to me just in case! From what I can work out: Pros 25% bonus from the government Tax free…
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Old employer pension - how to move?
Edited for privacy
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WHere to find total interest paid by all banks in place?
Hello, Is there any way to find out total interest paid by all your banks? I want to avoid contacting each bank and ask them for figures.
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New ETF idea - advice please
Ok, I know this will sound crazy - but bear with me. I have come up with an idea for a new ETF. Can I register / protect / TM / copyright the IP behind my ETF idea and its ticker? I have no background in financial services, but I believe my idea could be successful. I realise the ETF market is packed with new gimmicks -…
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Kent Reliance updates its bond range
Received an email this p.m. pointing to http://www.kentreliance.co.uk/bonds: 2 year FR i57 2.20% AER 1 year FR i61 2.00% AER 2 year tracker bond i7 1.5% AER Not the best around, but may be of interest!
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Fortress Legal Finance
I was contacted a year ago by a company called Global Reach Marketing, who offered me an investment into a company called Fortress Legal Finance. I invested within their fixed term fund paying 7.12% per annum. I was expecting a return as of March 2019. They have told me that the returns have been delayed. Has anyone had…
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Profit on buy and hold
Hi everyone I like to invest in good dividend paying shares for income. My strategy is to buy on dips thus increasing my holding. Recently I invested in Anglo Pacific but to my surprise my investment has increased over 20 percent. The current price is way above its 200 day moving average and I m currently in a very good…
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Aviva capital bond
I was approached by a friend regarding the above, I'm normally quite savvy with money related things but I have never heard of these. Essentially he invested £6000 25 years ago. The policy is payable on death for an amount of £50,000. Some years later Aviva contacted him and said due to investments not performing well etc…
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Can you live off your investments/savings?!
Hi all. Just wondered would it be possible to live off interest / divedens / income from money you have invested / in savings? I've just worked out what I'm getting each month on my savings, a piddly amount, but it got me thinking those who are financially well off could quite likely live off thier investments and savings…
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S&S Transfer charges
I remember reading something recently that some rule was coming in to reduce or ban excessive charges by fund platforms to transfer shares/funds ' in Specie'. Does anyone know more details about this or when/if its coming in?
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Forester Friendly £5000 investment bond
Hello, Has anyone had any experience with Forester Friendly? They have a Quidco offer whereby if you invest £5000 into their investment bond account for 3 months, you get £225 Cashback. I can't seem to find out much about the portfolio the monies are invested into. I am worried about investing in bonds as I believe…
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Dividend Income
Other than create / buy a profitable company, how do I invest to get dividend income to save tax ? What would be a realistic goal e.g monthly or quarterly income per £10k invested. Are there specific platforms or bonds designed for dividend income rather than growth ?
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Where did the Signature Capital thread go?
There were some genuine concerns raised about the Signature investments (such as issues with late filing of accounts) and now it appears the whole thread has been deleted. Do you think someone was trying to hide something?
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Best bank and account type?
I currently have 20k sitting in a Santander ISA and it isn't giving me a great return. I think it's only 0.8%. I've banked with A&L/Santander since 1988 and I've been reluctant to move banksin the past. But now my mortgage is paid off, I have no credit cards or personal loans, so there's no reason to keep using the. So…
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Funds left to minors in a will
I don't know if anyone on here would have any advice but here goes... My daughter-in-law's mother died in April last year and in her will her house was left to her daughter & son. She had five grandchildren who have been left roughly £30K each. The problem is that three of them are under 18. They're her daughter who's 16 &…
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Trust
Can anyone help I’m so confused I had a trust drawn up by a solicitor one part is discretionary for my disabled daughter the solicitor who set up the trust said to get a trust account then get independent financial advice as how to invest it. The bank where the trust account is has said to invest it I’ll have to take it…
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Illegal share dealing by Link or not???
My parents had national grid shares in joint names. These shares were dealt through Link Asset Services. In February 2018 my Dad died. Mother informed Link and was told not a problem as it was joint named shares. In November 2018 mother tried to sell shares and duely received a cheque and was under the impression that all…
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Paranoid about scams
Hi there I'm selling some SSE shares and having gone through the SSE site, the place to sell them seems to be Link Asset Services / Link Market Services and I need to send them the original certificate and a CREST form which appears to transfer ownership to them? I'm pretty sure I'm being paranoid, but how do I know that…