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Trusts
Anyone had any dealings with setting up a Trust? Looking for some advice and direction.
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Brand new to investing
Firstly, I am sure posts like mine are very frequent and tiresome, so apologies for that. I have read through lots of posts, but I have zero experience of investing, and no one I know does it, so still wanted to ask the question. I am 31, and trying to become more financially aware. Background: * I own a house with my…
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£50 per month...where's best to save it?
I would like to save £50.00 per month for the next 10 years (with the possibility of at least 1 withdrawal per year) I have no idea about savings or isa's, so I'd appreciate any advice on the best way to save. Thank you in advance for any advise.
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Aunt’s money to invest
My aunt has, sadly, had to go into a nursing home. My sister has power of attorney and administers her finances for her. Her house has just been sold for £125,000 and we need some advice on where to put this money till it is, in the fullness of time, used to pay for her care (she has a policy which should pay for the next…
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Is this pound cost ravaging?
I am just trying to get my head around one of my long term investments that I took out just under a year ago. It is a Fidelity multi asset income fund that can pay a variable monthly income into my bank account or the monthly income can be reinvested to buy more units. The income comes purely from the returns on the…
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personal injury Trust fund.
Not sure if anyone knows what i'm going on about and Martin Lewis doesn't have anything on his website. I am in need of a personal injury trust fund which is compensation from a serious accident at work. But because the accidents still affects my life i'm not able to work and have to claim benefits. I am unable to hold…
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easy personal pension for 37yrold
Our DD is employed and selfemployed. There is a pension with the employment but she needs to start one with her other "half". She can afford 100£ before tax relief per month, needs the ability to increase this amount, needs to be able to take the pension when she wants and needs to add big lump sums to the regular…
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Investment Trusts - what do I own?
Apologies for what may appear a dumb question but I'd like to be clear on something :) I'm in several Investment Trusts via Cavendish/Fidelity so AIUI in simple terms I'm a shareholder in those companies. Of course everything is visible in the Fidelity control panel but other than it being visible there how do I prove I…
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Coventry Building Society
Coventry Building Society has notified the reduction in interest rate on its (discontinued) Easy Access Online account from 1.40% to 1.25% on 16th March. This does not bode well either for some other accounts:"we’ve regretfully had to make the difficult decision to reduce the interest rates on some of our savings…
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Halifax Share Dealing SPEED
Hi, I am thinking to move my SIPP from Hargreave Lansdown to Halifax Share Dealing. (with Obvious reason being HL charge higher fee). When I buy/sell the Unit Trust Fund at Hargreave, it usually dealt within the same day. For example - popular fund like Fundsmith Equity fund. Does anyone use Halifax Share Dealing and want…
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LISA - different persons bank
Hi, Me and my girlfriend are looking to buy a house in the next few years, I am not eligible for a LISA but she is. So she's now got a LISA, but when making a deposit, can I deposit from my bank account instead of hers? She doesn't have any money to deposit but I have a few thousand saved so would like to deposit my from…
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Inheritance help
Hi there, My mum is due to inherit some money from Europe following the sale of my dear old granny’s home. My mum is fortunately already mortgage free. She currently only works part time and is due to retire in 4 years time. Should she get the money ‘over here’ before brexit and get it invested? Or should she invest it…
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H2B Isa Closure
Hi Folks, Myself and my partner both have a help to buy ISA and will be closing it in the next month prior to our completion date. We will both have 6400 in the ISA in the next few weeks however we only require 5k in each so the 25% bonus takes our final amount up to £12,500. We plan to withdraw the 1400 from each and then…
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HSBC G S B which platform to invest in
Hi all I have 50k to invest in HSBC Global Strategy Balanced (Acc) and am confused about platform charges. I web say they do not know exact broker charge so will take an average .5% fee. Should I invest direct with HSBC account fee .39%. What are these fees related to and are they ongoing? Which is best to invest 50k in…
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Got the savings bug at last... 16000 to invest
Hi all I have done some research and read all of Martin's great blogs, but wanted some advice from other folks on here please.. I have been saving like crazy, I have no debts, usual outgoings for utilities, insurances and that's about it, and have managed to save £16,080 pounds to date. Now, what does Stuart do? Buy a car…
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choosing a mortgage company with a LISA
Hi, I am looking at opening an LISA however can't seem to find the information regarding the mortgage. If I were to open a LISA with Skipton would that then be the company that you have to use to get a mortgage? Or can you simply use them as the savings account and when I come to move out and look at mortgages have the…
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Child Trust Funds - unexpected low return
My daughter has just turned 18 and her CTF paid out but with extremely disappointing return Paid £20 a month in for 18 years and only got £3250, is that to be expected or has something gone horribly wrong here :( :(:(
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Worth transferring in Help to Buy ISA to LISA?
I opened a Help to Buy ISA in April 2016, and have maxed it out since. The balance is £5,678 (£78 interest in March 2017). I opened a Lifetime ISA with Skipton Building Society last week, and I am drip feeding £4,000 into it over the next four weeks (to avoid current account shock). In the 2018/19 tax year, I will add…
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What to do about small savings?
New to this forum, hello! I have a few thousand pound in savings and currently am earning pathetic interest with the 0.2% Barclays Everyday Saver. I would like to save up for a deposit for moving out of home when I start full time work (final year student). What do you think? Thank you
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Savings
I am 54 and have next to no savings what is the best accounts to try and do this
