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Where do I stand with eToro?
Hey guys, So, I've been researching various trading platforms (mostly crypto-currencies) for the last two years - mostly Bittrex, Poloniex and eToro. My question is with eToro. Soon, I'll hopefully be at a stage where I want to withdraw. I know that tax is a thing, how does it work? I've only ever had a job (still do!),…
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When will Bitcoin implode
I know what you're thinking. There aren't enough Bitcoin threads on this forum. Well never fear ... How long do you think Bitcoin will continue to grow before the crash? A crash is inevitable, it's just a question of when. I am convinced it won't last another year. My guess is that it'll crash within a month. The vast…
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Bitcoin is an ecological disaster
See here: http://grist.org/article/bitcoin-could-cost-us-our-clean-energy-future/ Each Bitcoin transaction uses the same energy as 9 US houses use in one day. Imagine everyone doing one transaction per day, and you can see that global warming will arrive ahead of schedule. Even worse, mining Bitcoins uses massive amounts…
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India Unit Trusts funds
I was considering taking a punt a putting a small sum of money into an Indian Unit trust accumulator funds that paid an annual dividend. I wanted one that was UK based and not an offshore Fund. Ones that I was considering were Jupiter India. Fidelity India Focus, Neptune India and Franklin India.Do they all fall under this…
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SIPP Advice
Hi, first post...was after some advice on investing funds in a SIPP. I've just transferred one of my DB pensions into a Fidelity SIPP and they (Fidelity) have suggested I place all the funds in one of their Multi-asset income funds. They have provided other suggestions from other fund houses when I expressed concern about…
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Cashing in of 65+ Guaranteed Growth Bonds
I have some which are due to mature on 16 January 2018. NS&I have contacted me saying I can only cash them in online. That's fine, but they show a balance and I'm not sure whether this is the balance including interest at today's date or it will be the balance on maturity. They invite me to CASH IN, but if I cash in now…
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Who do you use to buy bitcoins
Hi, Who you guys use to buy bitcoins or other cryptocurrency from, i know some people use coinbase but are there any other ones
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High interest savings accounts
Hi we are looking for advice on high interest savings accounts there seems to be a bit of a minefield my husband had an industrial work accident in 2016 and has put a claim in which we will be soon completed we also been told it could possibly be a very substantial amount of money which we wont to put in to a savings…
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New sub-board for cryptocurrencies?
Hi folks realaledrinker has posted on another thread suggesting a new board for Cryptocurrencies. I've had a look through the Savings & Investments board. While it doesn't seem to be a dominant discussion compared to other topics in the last few days you may feel differently and we'd like to get your thoughts on whether it…
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Keep cash ISA or move to different savings package
I have £40,000 in a cash ISA. Paying 1.40% from 6 April, increased to 1.65% from 1 Dec. I was wondering whether to move out to Atom Bomb 3 year at 2.18, or invest in new NS guaranteed income bond at 2.15 for 3 years. If I do change, do I change now or wait til after 5 April when I get full interest from current ISA
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Large inheritance and savings
I wondered if somebody had time to give me a quick bit of advice as I'm quite lost. With a large amount of inheritance and some savings, my wife and I have currently got around £300K sitting in various different bank accounts, which is earning very little interest. We don't have any property, and at the moment we're not…
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Advice for 15 yr old
My daughter's NS&I Children's bond is about to mature and this has prompted me to review her financial situation and I plan to have a discussion about this with her. Some background: She will leave school in 2020 and is very likely heading to university for a 4 year degree. We live in Scotland where of course there are no…
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III New Website
I was going to post this in the old III thread where we have all lambasted them for their shortcomings, however perhaps there should be a fresh start because.... The new site looks good at first glance. Much better visually, more modern looking, with access to Morningstar Portfolio Tools and just altogether much more…
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Question about Ratesetter bonus
OK. I'll start by saying that I have tried to ask ratesetter and await their reply. But hopefully someone here can answer from experience. Because my RS account has been empty and dormant for a while, they just offered me a bonus. in the Ts and Cs they say:- But I see a significant issue with that, if they mean…
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Revolut Launches Easiest & Fastest way to Buy Cryptocurrency
I've recently started investing in Ethereum after making the decision to invest some money in a Bitcoin alternative. Up till now I've been using Coinbase - but it seems Revolut are about to start supporting Bitcoin, Litecoin and Ethereum. I personally think this is great news as Revolut have said they will be significantly…
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Can a Brit resident in Czech Republic hold NS&I Premuim Bonds?
My daughter has UK Passport, currently residing & paying taxes in Czech Republic. I understand it's possible to have Premium Bonds as a non UK resident but do not know if Czech Republic restricts this or if daughter is liable for Czech taxes? Any advice welcome.
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L & G Multi-Index
I'm looking at the L & G Multi-Index Funds and wondering what the different unit classes mean and what fund a private investor would select? For example on AJ Bell can see that for multi-index 5 there are two options - 5 C Acc and 5 I Acc. Can anyone explain the difference between these? Thanks
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Hampshire Trust Bank
Never seems to appear in best buys that I can see. I have a 30 day notice account paying 1.65%. Still way below inflation but it’s the best easy / short term access account I have found.
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Bittylicious pricing
Just having a look, and have set up a digital "wallet" and registered with a cryptocurrency tradder (Bittylicious). But the prices seem a bit weird. The cost of 1 Ether (Ethereum) for example seems to be about $460 looking at various market info. sites. If I want to buy 1 ether through Bittylicious the price indicated is…
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Investing for income
I am trying to help out a friend of mine who is in her 80s and lost her husband some 10 years back. He left her quite well provided for, but as their IFA retired many years back, nothing much has changed since. The majority of her assets are in property but she does have a S&S ISA worth about 70k. In it she has two funds…
