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Prundential Int PI.... on bank statement
I've just seen that I have a direct debit set up on my current account going out to Prudential that has the payee description as Prudential Int PI followed by a 15 digit numerical code. Does anyone know what this is please? I thought it was a mortgage payment (endowment) but from the 1st March the DD jumped from £240 to…
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ISA and current account with same bank?
Hello All, I would like some advice. We are currently paying a loan and credit cards. However, as OH is self-employed we are thinking of opening a cash ISA account as an emergency fund with about £1,500. Our present current account is with Nationwide. We hope to pay all debts within 2.5 years and save to buy a house right…
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I am a non tax payer where should I put my savings?
Says it all really. I have a fixed ISA coming to an end, and not sure where to put the money. I have £8000 there and £7000 in another account not earning anything. I don't have a lot of income coming in for a new current account as I notice you have to pay in a minimum of £500 a month although I maybe able to manage that…
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HSBC regular saving account-how to credit it?
Does the HSBC regular saver need to have money coming in from my HSBC current account standing order? or can I set a standing order to come from an external provider?
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Help with a savings account please..
Hi everyone Bit green when it comes to saving so I thought I would ask for some help. I will have a small amount of money I would like to put into savings (£500) I'm quite firm that I want an account I cannot access as I'm terrible for trying to save and then just spending it! I have a current account with TSB and a Cash…
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What to do with £150K?
Hi all, I've been a long time reader but this is my first post. I have recently received £150,000, my aim is to buy my first home in the summer of 2016 so I would like your thoughts on what I could do with the money until then. I have already put £20K in the Santander 123 account. I still have my whole ISA allowance for…
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Funds historical calculator anyone?
before I get jumped on with many reason why I should look for something else, does any of you know if there's an equivalent of this site but for funds in the UK? http://dqydj.net/dividend-reinvestment-calculator-for-any-stock-including-dollar-cost-averaging/ Thanks!
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Barclays drop isa rate
Barclays sent me a letter informing me that they are dropping the isa rate in september ,the reason to be more competitive . I complained and said i would remove all my savings to another bank around 70000 pounds . As a customer of 10 years they were not bothered . I can move the money from my isa to another provider but…
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Who provides the best Investment Management Certificate (IMC) training in the UK?
I am from a non financial background and don't have much knowledge of the sector. I'm planning on studying to gain the IMC qualification and was hoping for some insight on who the better providers are. The CFA website mentions the providers to be Kaplan Financial Markets, Fitch Learning, Quartic Training and BPP…
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Options for a UK national living in China
Hello, I've been looking through this website quite a lot over the last few days and the more I read the more confused I get. I am English. Born and raised there for 25 years. However I have spent the last 4 years working full time abroad, in South Korea and now in China. During that time I have been and still am working…
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Santander123 account limits and min monthly deposits
Hi, I have a couple of questions on the Santander123 account, particularly their account limits and minimum deposits. My wife and I have an account each, can we open a third account as a joint account between us as I know that a second account is possible but it has to be a joint, so wasn't sure if it could be joint…
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Quick Current Account Question 5K
I'm just checking it's as simple as it sounds. If I have 5k cash I can just open a TSB account with 2k and a BOS account with 3k and set a standing order each way on the same day each month to bounce 1k over. I'd get the 5% and 3% respectively? My First Direct regular saver matures this month, so I'll open a new one for…
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Can I have a joint bank account with my mother?
My mother and I are both spouseless and also hold maxed out Santander 123 accounts. I've never heard of such an arrangement, but reading on here about couples with three of these accounts between them got me thinking! We don't live at the same address but our surnames are the same.
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Best fund to invest lump and leave accrue
Hi, Got a lump sum of cash and looking to put it somewhere to build up (through accumulation, growth and monthly deposits) over a number of years. Which funds should I research? Vanguard Lifestrategy seems popular here Best
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Do I need a financial adviser?
Hi, New to the forum - go easy on me please! :) I'm thinking of appointing a financial advisor to manage my savings for me as I really don't know much about managing money/investing. I have only ever held ISAs and regular savings. Current situation: - £30k in a cash ISA @ 1.4% (would want to keep £5k in reserve - so £25k…
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Where to put my savings and Monthly earnings?
Im currently with natwest for everything but want to switch so i can get some decent interest I have just sold my car so have about 12k going into my account, ive already bought the replacement car so the 12k will be going straight into savings On top of this im saving bout £600 a month Where would be best for my money to…
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Current Account on savings for first time house buy
Hi There, My wife and I are hoping to buy our first house next year and have savings of £10,000 sitting in our parents accounts. we both have a separate savings account with our main bank (natwest) but also a joint account with Nattiest where all of our bills etc come out. I was thinking of opening a santander 123 current…
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Where is best place for proceeds of house sale (400k) for 9 days.
I'm going to have a brief gap in my house sale and purchase, the amount is circa 400k, I'm not worried about the safety of the institution due to the new regulations that came in on the 1st July to cover short term high balances. But I wondered where to put it to at least get some interest on it for the 9 days and have…
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Best place to put our money
I have a bond expireing in sept it was a good rate ........where now is the best place I need it safe as we are pensioners......it's £30.000. Thanks in advance for a dive. Ann
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Barclays Open Invest Stocks & Shares ISA
I have just received a letter from Barclays regarding my account basically saying that the way the account is administered is changing and that I have 3 options, 1 - Move my account to the new service, 2 - Sell my investments and close my account, 3 - Transfer my investments to an alternative service provider. I have had…
