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Savings account for 16 year old with card
My 16 year old is wanting to open his first bank account and we agreed that it would be great if he could get a debit card (or credit?) that he could use to make online purchases etc. This probably rules out Cash ISAs but could anyone recommend a good savings account that fits the bill.:j
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Best way to invest £80,000
I've recently inherited £80,000 from my late parent's home. I'd really appreciate some advice as to the best way of investing it. I'm 53 and currently living with friends, as I lived with my mother to take care of her before she died and the house is now sold. Any ideas about whether it's wise at my age to look at…
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What savings should I have?
Hi all I have been reading a lot about the average savings by age etc, and there seems to be no consistency in reports! It's a bit nosy, but for those willing to share, I wonder how much people save a month and overall savings / worth? For instance, I am on a tight income but save at least £100 / month. plus anything from…
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Living overseas, trying to keep an emergency fund
I live overseas (non-resident for tax purposes) and before leaving the UK, have previously used a couple of cash ISA's at hand just for emergencies - the type where I have to come back to the UK and need ready cash. My home is paid for and costs me very little so no more real estate investments required. When the older…
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The best Share dealing account
Hi I am just starting out in income investing (dividends) and looking for the best share dealing account for this. The best share dealing account -Income investing -No more then £1000 in each trade or each 4-5 months -I will invest in investment trusts for income -I will more then likely invest in USA Please suggest the…
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Where to invest
I'm 60 and newly-divorced. I'm selling my terraced house soon and am planning to rent a larger house but in a different area. The sale will release (after loan and mortgage have been discharged, gifts to daughters and other expenditure)about £30,000. The question is where do I put it? I'm reluctant to leave it in my…
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Joint Savings Account - Will it affect credit scores?
Hi, If this has already been covered please point me in the right direction! Me and my partner are looking at opening a joint savings account, online type for savings only. Will it have any impact on her credit rating, as I have a low credit rating? Will being linked with me via a bank account affect her at all? (I have…
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Low maintenance savings..
A bit of background.. I find myself looking after the finances of my mum, early 70s and recently widowed but currently fit and active. My dad always dealt with money matters in a traditional family and mum is now in the fortunate and slightly surprising position of having a reasonable pension income and savings of around…
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Is RMG going down the toilet?
Closing price of Royal Mail on Friday 441p, less than they opened on 1st day of trading. :eek: Now they're ex-divi, I'm bailing on Monday along with the smart money - Royal Mail shares: are professional investors selling out?
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£21,000 Santander 123 or split Accounts?
Hi I'm after some advice for a friend,she's currently saving for a deposit for a house and has £21,000 in a Natwest account and gets around £12 a month in interest :( What would be the best option open a Santander 123 account and stick all the £20,000 in 3% interest per month £592 a year so would that net £49 a month? Or…
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Alternative to Santander 123?
Hello all, My money is spilling out of accounts now so I need to have an account where I can store £10k+ which gives me decent interest. I'd use Santander 123 but I only have one direct debit to my name... options?
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Franchise or Property Investment? (England)
Should i invest my capital in property or in a food/fitness franchise? Here is what you need to know: 1) I will want to have both as part of my long term plan but want to know which one is better to start with as my capital can only be used for either for starters 2) I have experience in the fitness industry and ran a…
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Maxed out ISAs and Santander 123
Hi all, I'm currently 23 and still live with my parents. I don't have many expenses after rent, gym membership, petrol etc. so have managed to build up quite a substantial savings without having a great wage. I'm preparing to move out in the next year or so, so want to get all my savings sorted first. I currently have two…
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Savings for a foster child?
Hi, are there any Foster Carers on here that have opened a savings account for a Foster Child? If so, what happens when the child is moved on? (We are short-term Foster Carers).
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Advice please - first visit to IFA
Hello, I am new to investing and would be very grateful for advice. My background - early 30's, married with children. Combined household income (husband full time, me part time) of around 110k. Recently paid off our mortgage. No large expenditure imminent. Can live comfortably and make savings on our current income. We…
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SWIP High Yield Bond Rtl Cls A Inc GBP/corporate bonds
If you were in this or similar: SWIP High Yield Bond Rtl Cls A Inc GBP which I believe is one and the same as this: http://www.swip.com/private-investor/managers-and-funds/funds/swip-high-yield-bond-fund/performance/ and if you had had just read this:…
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Banking threat?
I was browsing the Discussion Time board and came across this post. https://forums.moneysavingexpert.com/discussion/5024794 Scaremongering, do you think?
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Investment/customer service
Hi At the end of last year I was given a gift of £100K. I didn't want to spend the money and really just wanted to put it away for a rainy day and pretty much not think about it. At the time I was banking with Natwest so I went to see them, just for advise as to what to do with this money. The first person I spoke with…
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£60 000/Parents ??
I did ask a little while ago and I appreciated the response, hopefully the same again !!! Parents have got £60 000 due on the 1st August 2014. They want an account with instance access etc and we have plumped for Santandar 1,2,3 account with a kind of feeder TSB account. They have been accepted for three santandar…
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How long to fix for
HI, I'm just asking for some advice regarding how many years would be best to fix for. I want to invest some money that I won't need as I have other funds in an easy access account. However, I was going to invest in a 3 year fixed rate, but I thought I'd ask the experts if in their opinion that would be a good move - or…
