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Fast Turnaround Saving?
Good Afternoon All, I feel from the outset that this may be a wasted post but I thought I would give it a try anyway. At the moment I have no savings and about £400 in a current accout. After my mortgage and a number of short term but quite large loans are paid off I have only about £100 left to save each month. When my…
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Does good economic news exist anymore?
+ Bank of England says that economic recovery now underway. + Jobless numbers down. + Growth figures upgraded. Well that sounds good. FTSE100 drops 100 points on news! The world's gone mad. :doh: .
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Allocation of assets to pay for care
Apologies if this is the wrong forum for this. Couldn't find a more appropriate one... It's a question about paying for care, if needed. Scenario: a couple with a house worth say £250k, owned as tenants in common. They each have assets of stocks and shares/savings etc worth say £100k each, individually held (not jointly).…
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Savings
hi im in need of some advice, a friend of mine was struggling to pay her mortgage and fell behind so much so that her house was due to be reposessed. she managed to sell the house intime to pay off the debt and was left with some savings! however for instance she was left with £36,000. she has 3 children and she wishes to…
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Saving account for our newborn
Hello, I wonder if someone can offer some friendly advice/guidance as I don't know where to start :-) My husband and I are about to have our first baby and would like to set up a savings account for our child as soon as possible, so we can start to set money aside for their future. I'm not thinking along the lines of money…
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Uk
http://pro.moneyweek.com/myk-eob/LMYKP505/?h=true It's a bit long, and a lot of people will know this already but maybe worth a look. J
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Morningstar portfolio tool
Does anyone use this? If i input data on a particular holding which i may have bought in batches on different dates and at different prices, it lumps them altogether. I wonder if the analysis data automatically factors in the different purchase dates/holding times and prices or is it feeding duff info?
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5% FlexDirect clampdown?
I posted some weeks back asking for suggestions on good interest rates having maxed out all decent regular savers. One of the recommendations was Nationwide Flexdirect 5% on £2500. Although t & c state this rate will be paid on only one account the general consensus appeared to be that you would receive interest on two…
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S+S ISA Buying/Selling strategy
Hi all, I'm pretty new to this investment thing - I started a S+S ISA in May, and so far it's done pretty well - up 15% in 7 months. I've basically been sticking £1000 in it occasionally, and shifting it 1 or 2 funds/shares, but until yesterday, I'd not sold anything. The fund I did sell was the only one to have made a…
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Not sure what to do with US and UK savings
Hello all, Not sure if posting in the correct place, but guess its a start... I have some savings in the USA and the UK, and I'm not really sure what is the best thing to do with either of them! I spent 3 years working in the US between 2008 and 2011 and saved up around $130,000. I returned to the UK in Sept 2011, and have…
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starting in shares...
Hi Guys, Im thinking of starting to invest some money into stocks & shares, is there any good information out there for starting points... This is all new to me so I wont want to be investing in much lol
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Taxation on Childrens Saving Accounts
Hello I have a question relating to taxation of childrens savings account. Apologies if this has already been discussed. From the research I have done, I understand that as far as the HMRC are concerned, if the money in a childs account was a gift from a parent and the interest exceeds £100 (in any one year for any one…
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NS&I 5 year index linked saving certs 2011 issue - half way point!
So with the RPI data released today (and the NS&I website probably updated tomorrow) thought I'd just check how these are 'performing' after two and half years. http://www.nsandi.com/savings-index-linked-savings-certificates-calculator On last months stats mine look as if they've made 3.66% per year over this period (non…
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Elaborating on a previous thread! Advice please.
https://forums.moneysavingexpert.com/discussion/4766391 Here is a thread i opened a while ago whilst thinking i was reasonably savvy with money for my age, i realized that actually i don't know everything! So now i am looking at purchasing a house as an investment of course.... However i am looking at a 3 bed detached…
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Inflation down to 2.2%
I don't understand this - certainly doesn't feel like it. NOT that I even believe the numbers for one second. But how can this be this case if housing was included in the figures not long ago and now they're saying there is an uptake in housing? It all reeks..
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Rating systems for Unit Trusts and Investment Trusts
Is anybody able to provide a list of rating systems available for unit trusts? I am aware of the following for unit trusts: Fidelity Select List Hargreaves Lansdown Wealth 150 Morningstar Rating Lipper Rating Crown Rating How reliable did you find them? Is anybody aware of any more? Personally, I found that it is dangerous…
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ISA share dealing platforms and fund share classes
I currently have a SIPP with Interactive Investor (III) and am very happy with their platform. The AMC rebates on active funds are very good and the regular investments mean I can setup cheap regular trades. I am now looking into also setting up a stocks and shares ISA and they have said since I am a SIPP customer I can…
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Where to invest £10,000
Hi we have just received £10,000 looking for the best place to invest. My partner went to Santander the advisor told him to open a 123 current account. what do people think?
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Settlement figure
Grateful for advice and potential course of action. I requested that my Prudental Savings account be closed and was given a settlement figure. When the payment was made into my account is was substantially less. They are blaming an administration error in the calculation of the final settlement.
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Help for aged Mum
My mum has 30k in instant access with co op bank earning 0%. How can i help her earn some interest on her money? She needs a little income to prop up her pension but is too scared to invest long term, just in case! She is 81. Thanks, in anticipation.
