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Will RBS be Nationalised? What will happen to the shareholders?
Hello Guys, I need some advice. I have been reading a lot lately about RBS. I hold shares in RBS for about 3 years which were brought at 40p each. Do you feel RBS will be nationalised? If the bank does then do I lose all the money I have invested in the bank? I am concerned as I do not fully understand what will happen…
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Leeds Online Bonus ISA
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JPM Natural Resources & Global Mining Fund..
Hi, I took a high-risk to invest in these funds a couple of months back as they looked cheap! However I'm close to about 30% down on my portfolio which just consists of these two funds (stupid I know). Obviously commodities and the global outlook have been hit hard, especially in recent days. I'm thinking of exiting these…
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Joint savings account both signatures
Does anyone know which savings accounts operate where both signatures are required to make a withdrawal? I used to have a passbook account with Santander but I think they were phasing these out.
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Virgin Money Bond
Help: My family are in the process of buying a property to turn into a business. We are paying cash so need to lay our hands on all our savings. I have £50,000 in a Virgin Money online account. It was originally a Northern Rock E-Bond Issue 4. It is due to mature in January 2014. I tried to get MY money out today and…
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Your Best Investments?
Hi All, What has done well for you in the past, how much did you make and what are you looking towards now?
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Small amount to invest
I've got about £2000 to invest on a short term basis, and I'd probably need access to it in a few months. Any suggestions as to where is a good place to put it at the moment?
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The best way to transfer shares
Hi, Hoping for some advice on transferring money from my mum to me to go towards buying a flat. My mum has shares held 'in trust' for me. They were originally paper certificates in both our names. Then they were put into Self Trade and now they are no longer in both our names, just in hers. Is it better for her to sell the…
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How are my shares treated?
I have some shares in the same company purchased over several years since 2001. I wish to sell some of these later this year and wondered how these will be treated eg Year Shares 2001 492 2002 52 2003 66 2004 66 2006 534 2007 911 2007 1445 2008 1034 2008 986 2012 1184 total 6770, naturally they were purchased at different…
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50,000 lump su lump sum to invest highest rate with no hassle please
Hi everyone I posted this in ISA and investment board first....oops wrong place, new to this posting I have a lump sum to invest but could need the money at short notice so don't really want to tie it up in a fixed term savings plan. I know Santander 123 is available but dont like their customer service so looking for…
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Savings account for my nephew
Hi All, I am now living in the US, but have family in the UK. As the title suggests I would like some form of savings account for my nephew. Its his 2nd Birthday on 7th July and looking to add a few hundred into the account and increment each year, so by the time he becomes 16/18 he has a nice nest egg for driver lessons,…
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Treasury announces AIM shares to be allowed in ISAs
Great news for investors with exposure to AIM, it should encourage some money back into a lot of shares. http://www.iii.co.uk/articles/101453/treasury-announces-aim-shares-be-allowed-isas
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Sons Savings Account - Need Advice Pls
Hi...wonder if anyone can help... My late Dad left some money for my son and daughter amounting to about £13,000 each. I intend to open a couple of savings accounts for them, in their own names. At the moment the money is in my online savings account for safekeeping, but I am wondering how I will be able to transfer the…
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Which account would be better to save in: Fixed or Regular?
Hi all, I have about £10k as savings. Would I be better off paying regular monthly £300 amounts into the 6% First Direct account ( http://www.moneysavingexpert.com/savings/best-regular-savings-accounts#bb ) or pay it all into a Fixed 2% account with India UK (…
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Hargreaves Lansdown Yield on Funds
Just a quick question on dividends from HL funds. I have a few funds but most is in VLS accumulation. Its says the “historic yield is 1.7%” and paid annually. I know this will automatically be re-invested as it is an accum fund. But what exactly does that figure mean? Is that 1.7% of the value of the investment for the…
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I want to open a Fund provider with small amount
Is there a fund provider that I can trust. I initially have small amounts of money and want to invest in BlackRock Agriculture funds. Not sure how to go about doing this.
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ISA compensation issue?
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First Direct Regular Saver
I LOVE FIRST DIRECT:j Received letter from first direct today stating they will be paying 8% gross not 6% gross on my latest regular saver with them as they made a mistake on their confirmation quoting 8% instead of 6%.
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Can I open more than one ISA in a tax year?
I know you can't put new money into more than one ISA in one tax year, but can you transfer this year's money from one ISA to another new one? I've been stung by the Leeds Building Society online bonus ISA which was withdrawn only 2 days after t was launched. This means they now won't let me transfer in my funds from last…
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Multiple current account roundup
Can anyone summarise what the current limits are on opening current accounts for savings purposes, ie that pay interest on credit balances? How many does each bank allow you? Currently I have one each of: Halifax Reward £5/month Nationwide FlexDirect 5% Lloyds Vantage 3% and the Santander 123 doesn't work for my situation…
