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co op bank
http://www.co-operativebank.co.uk/servlet/Satellite/1193206371565,CFSweb/Page/Bank-Savings# this is about fixed term deposit. if i leave 1k in this bank.i havnt opend it yet. and leave it for 2 years maturity then take it out or leave it there.how much money will i make. 2 year (on maturity) 2.50 2.50 2.00 Interest paid on…
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Investment Trust for daughter
Having just sold out of F&C's Childrens Investment Plan following the introduction of the annual charge, has anyone any thoughts on where to go next? Currently we have the following invested for daughter: RIT Capital (33%) Edinburgh IT (17%) - currently adding monthly to this Templeton Emerging Markets (25%) Sale proceeds…
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Taking Power Of Attorney without persons consent
Hi, Is the above possible? To cut a very very long story short my dad is a chronic alcoholic, has terminal liver disease and a few years ago he had an operation on his brain. These factors have meant his metal state has fairly rapidly deteriorated to the point where he is delusional, is extremely confused and can't make…
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help with banking
hi im a 20 year old uni student. i only do casual work sometimes.so dont earn a lot.just about 50 quid a month or so my grant money goes to a normal barclays account.i dont get any interest from it.i have some savings around 3k in yorkshire account with interest of some pennies.im just thinking as i have a bit of money…
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Lump sum to invest for daughter. Advice please?
Hello. This is my first time posting so apologies if I'm doing anything wrong. I currently have around £10, 000 of my daughters money saved up from birth till now, aged 12. Any penny she's ever been gifted has been saved away plus a few years of regular monthly payments of around £30 when I could afford it. Her money has…
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Where to invest?
Hello there! I'm pretty new here and would appreciate some help if you can. I've just finished paying off all my debts with my husband. We have no credit cards, no overdrafts, nothing! We run our own business and - after many years of hard slog - have achieved a solid income. We don't own a property as yet. We've got…
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Scottish and Newcastle shares
Hello! There was a thread on this but it's closed. My dad has 105 Scottish and Newcastle shares from 1987 but we're having some trouble tracking them. Which is the best way to track the shares? Regards,
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Corporate bond and equity income funds-timing relevant?
If I wanted to invest in some corporate bond or dividend paying funds, is timing the investment relevant or does it all come out in the wash as it were. I'm thinking of the effect of dividend and interest pay out dates.
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£100 a month investment ideas?
Hi, A current sharesave scheme is coming to an end which I usually put £100 a month into. I'm looking at options for where to invest this £100 going forward. I've got a few low risk investments so thinking of something with potential higher returns (therefore higher risk). Any thoughts? Regards Robson
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Fidelity - How long till account opened?
Hi All, I've just opened an account with Fidelity at the weekend and given them my debit card details for initial opening deposit and my bank details for my monthly contribution. Was wondering how long typically it takes them to open up your account and take the funds as I've heard nothing yet from them? Thanks.
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Savings Account - Advice Required Please!
Hi there folks. First post on the forum so be gentle please. :o I am 30 yrs old, and a full time employed homeowner and Myself and my fianc!e (who also works full time) currently live in my flat. Unfortunately it was bought 6 years ago at the height of the property boom, and whilst i’m lucky that it hasn’t dropped in…
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Co-op/Britannia Three New Fixed Rate Bonds
Britannia and the Co-operative Bank have launched competitive new issues of their Fixed Rate Bonds. The 1 Year Fixed Rate bond is now paying 2.31% gross/AER and the 2 Year Fixed Rate bond is paying 2.50% gross/AER. The providers have also launched a new market leading 3 Year Fixed Rate Bond paying 3.00% gross/AER. All of…
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AA rip off about to happen?
Hi all wonder if I can get some quick advice - my mother had a fixed 1 yr rate with the AA starting in 2009 and they sent a maturity instruction to her after that had finshed. As I looked after her finds I then re-invested the money in a 2 year fixed rate at 4.1% with them - and now we realise that this matured last Feb…
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newbie share buying question
hi i am looking to invest relatively small amount £500 to £1000 on some shares, which i most likely wont sell for 3/4 years. can someone advise me on the best way to buy these shares and any recommendations for any dealers? I have a stocks and shares ISA, but they charge me a monthly fee of £2.50 for management. obviously…
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advice on switching investment
Hello I currently have £14k sitting in this investment Fidelity European Fund A-Accumulation. I currently put in £100 a month but im being charged 3.25% every time this happens. I was looking to change as i don't think this is a good deal & the fund is not performing well. I was reading some other threads about the…
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questions about closing bank account
Hi I have a Ulsterbank Pathway account which I wish to close however I have never closed a bank account before so have a few questions I hope you can help me with. 1. I do not live in Northern Ireland so can't go into a branch do I have to close by writing or can I do it by phone? 2. I have a lump sum I want to transfer to…
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Not sure how this interest has been calculated.
I started a Barclays regular saver last month and on the 16th Jan £250 was transferred in at 3.2% interest. When the first interest was paid it only came to 39p at the end of the month. I was expecting it to be more but I'm not sure of the calculations.
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Lump sum investment
Where do I get advice about how to invest a lump sum?
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Question on Funds/Bonds..
hi just need some advice, i currently invest monthly into 5 funds and realised i dont actually know much about how they really work (wealth 150 list makes up most of my portfolio and has done well!) I have a spare 1-2k and i currently pay into Newton Asian Income and Kames High Yield Bond bond paying good interest but as i…
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setting up a share club
looking at setting up a share club at work with about 10 mates. thinking of £50 each and meeting once a month or so to buy/sell etc. has anybody done anything similar and whats the pitfalls etc? im bit of a novice to be fair but a few of the lads at work have dipped their toes in the markets. i understand its a cut throat…
