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proportion of cash isa versus stocks& shares isa to hold?
I have not yet used my isa allowance for this year. At present I have equal amounts of money invested in both cash and stocks & shares isa's. I don't envisage needing access to the cash and wonder if it would be better to start building a larger proportion in stocks and shares. Is this is advisable, what sort of split…
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How do I buy these BlackRock tracker funds?
This is a definite newbie question, so go easy on me :) As I've said elsewhere, I'm a new investor, starting to build up an almost exclusively tracker-based portfolio. In the UK, there still aren't enough decent trackers. Using the IMA website I saw a few BlackRock tracker funds that look interesting. The ones on the IMA…
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Confused between long-dated gilts & index-linked gilts
Hi everyone I'm a brand new investor - a few months now - and I'm gradually gaining lots of knowledge. I've been convinced by Tim Hale's book, Smarter Investing, to adopt a mostly tracker-based portfolio (but I've bought a few active ones just for fun and interest). I'm roughly using his 80-20 risky/defensive approach. For…
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Nationwide Mysave Online Plus - Paying in
Interested in this but don't have a flex account. It's seems to state only way to pay in is via direct debit. Is this right? Would have preferred to be able to send multiple payments per month
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How to resist spending?
If you look at a few other posts of mine you will know why I am a bit tight off atm. How would I manage not spending a penny (apart from board n stuff) between now and november first. Everytime I go somewhere i end up buying something any advice?
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United national bank, anyone know anything about them?
Does anyone know anything about the United national bank, please? Thanks jenpet
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YBS Index-linked account now closed
When I called Yorkshire BS today (Sat 17th) to open the index-linked account listed on this site I was informed it had been closed yesterday :(
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YBS Index-linked account
When I called Yorkshire BS today (Sat 17th) to open the index-linked account listed on this site I was informed it had been closed yesterday :(
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Savings Rate Lower Than Inflation...
Hi All, We are saving towards £27,000 using ISA's (we have a 20% builder funded deposit [interest free] to pay off within the next 9 years, possibility of either 5 year extension at that point or adding to the mortgage at 10 year marker). This is our first year and are up to £8500, contributing roughly £500 a month on an…
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I want an instant access passbook account paying 5% or more.
..........fat chance :rotfl: Ok. But i do like instant access building society accounts. I have a cheltenham and glos one (lloyds owned I know) that is coming to the end of its 2% rate for the first yr and will drop down to 0.5% What similar branch based account should I go for ? thanks.
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Help Me I'm Saving For A House
I’m looking for and fully understand I will be receiving unprofessional help here. I’m planning to save for a house. I have 2 years left in university and have never been in my overdraft, plus I have £1200 in my current account which is doing nothing. My income per year is around: * £3564 - Student Loan * £4800 - Wage…
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Halifax Children's Regular Saver 6%
Contrary to the MSE write-up, this account will NOT allow a child to have more than one account, each with a different trustee. I have been told this today by both my local Halifax branch and the Halifax call centre. Perhaps they used to allow multiple accounts/ trustees, but they now they will allow only one per child.…
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Best Child Account
I've had a Halifax one for my daughter for the last year - paid £100 a month into it at 6%. As it's just had it's anniversary, it's reverted to 1% or whatever. So where do I transfer her account to? For reference, she's 1 year and near 3 months old.
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Sainsburys Easy saver bonus ending...
this month and interest reducing to 0.5%! So can I re-apply for this account (currently 2.6%)? Or shall/can I transfer to the Sainsburys "Everyday" account (2%)? Any advice please?
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LTSB 5% Monthly Saver
Got a letter saying the above account will be changing to an Easy Saver on 21 October. Any ideas where to move the money to at the end of the current 5% term?
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Citibank
Changed my long standing Citi account to a non UK address, got a letter just now saying they will close it in 60 days and freeze my funds. Called and they said I need to close all my accounts cos they only service UK residents. Anyone heard of this? Ta,.
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West Bromwich Building Society
Opened a fixed term bond with West Brom in 2009 and in 2010 they offered a very competitive rate for a further 1 year renewal but changed the bond to an automatic rollover into a similar bond on maturity. I did not receive any correspondence from them until I received a notice of automatic renewal some 18 days after…
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Rayfield Wright, Browne Mackenzie & Lawrence Taylor are the same land SCAM company!
Rayfield Wright is the same company as Browne Mackenzie and Lawrence Taylor. It's run by the same people who ripped of my father for over ten thousand pounds and i believe they are operating from the same office with the same staff! Please take care if you are approached as i'd be amazed if they have transformed into a…
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Cheapest Broker for one off share purchase
Hi, I'm looking for a one off purchase of a specific UK company share, the overall value will be very low and I'll be holding it indefinately. I'm looking to minimise the costs for this purchase, I will not be using the broker again for the forseeable future so ideally it would be a broker with the lowest cost for single…
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Nationwide launches new 'On your side' brand positioning
http://www.marketingmagazine.co.uk/news/rss/1092279/Nationwide-launches-new-On-side-brand-positioning/ I would be more inclined to believe that if they had some better offerings to savers.
