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Investing £500 in Bank Stocks, Newbie
Just had a family member round who knows a bit about stocks, does it quite a bit now with banks and a few other companies, so i explained my conundrum with my ISA being crap and he suggested investing in bank stocks such as barclays, RSB, Lloyds ect, he explained as long as i could monitor the stock situation and didnt…
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Saving for kids
Hi! (1st post!) :T I have just over £1000 which has been saved for a child in a very poorly performing account which has now been closed, what is the best thing to do with it now? I would like to put it into another form of account where I can keep paying in monthly as before with the best interest rate possible. Any ideas?
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If a Bank goes bust ?
Hi this might need moving to a better forum so mods please advise i lost track of where we are on this after last years financial events remember reading if foreign company A buys company B which had a UK licence you wouldnt be covered as it was company B not A that has the guarantee - that doesnt completely make sense but…
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Barclays monthly saver - problem
Hi I opened a Barclays Monthly Savings account on 8th May 2009. I don't have a current account with Barclays so basically I've received no cash card or statements, and have paid in an average of £150-£200 per month for a year. I should by now have received a letter about the account maturing and the new interest rate (rate…
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Natwest First Reserve?? Accepts electronically transferred funds?? I.e Paypal??
Hi, I wonder if anyone can help me? Can you electronically transfer funds, i.e money from your paypal account in to the Natwest First Reserve savings account, have been reading through all their blurb & confuzzled?! Please help....Thankyou
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ISA versus monthly savings
I have £3000 in a Barclays cash ISA and was not happy when all I got was £3.00 interest, I also have a direct debit to save £50 into this ISA, I am no financial wizard that why I am here, but would it be better for me to put £50 a month into the Barclay monthly savings paying 3,25% rather than this ISA. Having also read…
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FTSE 100 Vs FTSE all shares tracker.. and an ETF - advice please
Hi, I'm 'doing my own research and having just educated myself on where I want to put £100 per month, I have decided to go for an tracker fund. The cheapeast I have found so far is HSBC with a TER of 0.27% for either all shares tracker or FTSE 100, and I intend to hold this in an ISA. Are these OEIC's or unit trusts, and…
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childrens regular saver
hi i currently have a halifax regular saver that i pay £10 amonth into for my daughter who is 3, and its now at the end of the promotional rate and has dropped down to 0.10%, so i need to open a new account does anyone know of any good accounts where i can make a monthly deposit of between £10-£25, i dont want to have to…
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Can Nationwide Building Society Get Away With This?
Am I the only one who's got stiffed by Nationwide Building Society?... Do I have any means of seeking compensation as complaints are just as waste of time if there's no substance... If you can spare the time to read my issues, perhaps you could help? Being a busy father of three, and running a small business it's pretty…
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Maths Question
Hi My current ISA pays 2.10%. I have looked around at other ISAs, but can't find any that doesn't require me to have an account with the bank, allow access online and allow transfers in of old money. I have also just set up the AA savings acount, that pays 2.80% interest. My question is, is 2.8% (taxed) better than 2.10%…
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L&G UK Index Trust Accumulation units
Hi Guys, I was taking a look at my L&G UK Index Trust Accumulation units and noticed that the number of units hasn’t changed in over a year. I thought that since they were accumulation units that dividends in these shares would be used to buy more shares? Does this mean that there haven’t been any dividends in over a year?…
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£100 to save?
Hello I have £100 to spare this month and want to open another bank account. At the moment I have only 1 account with Nationwide where my wages go and I transfer into the E savings account and some into the Regular savings account at Nationwide after my bills are paid. Im open to any ideas perhaps I can put £50 each into 2…
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Can't login to alliance and leicester account?
Anyone else having trouble logging into their alliance and leicester account though main site is working? thanks :)
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Investments funds help
Hi A couple of years ago, after leaving University, I set up a regular payment plan with iii (£100 a month) into a S&S ISA spread equally between 5 funds Blackrock Global Bond Acc Gartmore China Opps Invesco Perp High Income M&G INVESTMENT MAN INTL Old Mutual UK Select (I hope the above makes sense) Anyway, I've realised I…
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help with windfall please
im new here but really need help of making sense of saving investments etc my children have been left 23,000 each in a will... where do i put it to get a fair return i have been left considerably more and have no idea what to do with it.. if i don't hurry ill spend the lot!! any hap would be gratefully received!
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CGT up to 40%.
Make sure you utilise those allowances unless of course they take them away, not so easy for 2nd property, will this see a scramble for the door? Meanwhile, in a major revenue raising initiative, the new government will hike the capital gains tax paid on non business assets to 40%, from 18%, the Financial Times reported. A…
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child Trust funds
Does anyone know how soon it will be before the Conservatives scrap the Child Trust fund - and when this will take effect? Our son will be 7 on 9th June 2010 so we don't want it to be abolished before then!
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info on a legal and general bond
Hello , i am looking for some help and advice. In 2009 my hubby decided to put £17,000 of our money in a legal and general capital protection bond for 5 years. I'm bit annoyed with him as he did it without telling me! He meant well , but I dont know anything about the l&g bond , and to be honest I dont think he does…
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HSBC savings account can only lose money
Hi Just had a savings account offer from HSBC - it's the 8% AER Regular Saver (as a new user I can't post links, but google it to read more!). I'm not quite sure that I've read it correctly. A few points from the HSBC website above: * the contract for the account is 12 months * the maximum monthly deposit is £250 * premium…
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Long-Term Investment: Portfolio of funds?
Hi all, I'm new to this and would value your suggestions and your opinions on my strategy. I want to invest £1000 a month for the next 5 months in the hope it will part-pay my son's university fees. He's currently 2 so we're talking about a 16 year investment! My current thinking is to stuff an ISA with: £1000 in an…
